Product Owner II (Dublin, CA or USA Remote)

SavvyMoney•Dublin, CA

51d•$130,000 - $145,000•Hybrid

About The Position

SavvyMoney is a leading San Francisco East Bay fintech company providing integrated credit score and personal finance solutions to over 1,600 bank and credit union partners nationally. The company offers a hybrid work environment with a corporate office in Dublin, CA. This role is for a Product Owner II to join the product team and take ownership of the pre-approved marketing product, which manages how financial institution partners deliver pre-approved credit offers to their customers. The position involves translating product vision into deliverables, working closely with engineers, designers, QA, and go-to-market teams. The Product Owner II will participate in agile ceremonies, manage the product backlog, and act as the business's primary representative to the development squad. This role will collaborate with Product Managers and the lending & deposits ecosystem squad, and contribute to the future development of the Offer Center product.

Requirements

Bachelor’s degree in Business, Computer Science, or a related field—or equivalent practical experience.
3–5 years of experience in a product owner or product management role, with a strong focus on requirements refinement, story definition, and backlog management.
Demonstrated proficiency with agile methodologies and hands-on experience with tools such as Jira and Confluence.
Strong analytical and problem-solving skills with the ability to break down complex business requirements into actionable engineering work.
Excellent written and verbal communication skills; comfortable leading meetings and presenting to cross-functional stakeholders.
Proven ability to manage competing priorities and make confident, data-informed decisions in a fast-paced environment.
Candidates must be legally authorized to work in the United States on a full-time basis without the need for employer sponsorship now or in the future.

Nice To Haves

Background in consumer lending, personal finance, or the credit reporting space.
Experience working on customer-facing offer or marketing platforms (e.g., pre-approved or pre-qualified financial product experiences).
Familiarity with offer engines, recommendation systems, or conversion funnel optimization in a fintech context.

Responsibilities

Partner with the Product Manager, internal stakeholders, and go-to-market teams to gather, document, and validate product requirements.
Transform mid-to-high-level Product Requirements Documents (PRDs) from key stakeholders into detailed, low-level PRDs—including edge cases, dependencies, and integration considerations.
Create comprehensive epics, user stories, and acceptance criteria from detailed PRDs; keep all documentation current as requirements evolve.
Own and maintain a healthy, prioritized product backlog that aligns with overall product strategy and roadmap commitments.
Make real-time prioritization decisions in response to changing business needs, technical discoveries, or partner feedback.
Continuously refine backlog items to ensure the squad is always working on the highest-value, best-understood stories.
Run agile ceremonies in partnership with your Technical Program Manager—sprint planning, daily stand-ups, backlog refinement, sprint reviews, and retrospectives.
Drive squad velocity by removing blockers, maintaining clarity on goals, and fostering a high-performing team culture.
Lead communications during sprint reviews, clearly conveying what was delivered and why it matters.
Serve as the primary communication bridge between the development squad and business stakeholders, ensuring shared understanding of scope, status, and expectations.
Proactively collaborate with market-facing teams (sales, customer success, marketing) on feature roll-out plans, timing, and partner communications.
Coordinate with the offers squad and Product Managers to ensure alignment on shared products such as Offer Center.
Partner with QA teams to define test cases and acceptance criteria for all user stories.
Participate in acceptance testing activities to confirm that delivered features meet specified requirements before release.
Champion quality standards within the squad, ensuring edge cases and corner scenarios are addressed during refinement—not discovered post-launch.
Maintain accurate, up-to-date product documentation, including release notes, user guides, and functional specifications.
Ensure documentation is accessible to both technical and non-technical audiences and reflects the current state of the product.
Use data and analytics to measure product performance, identify improvement opportunities, and inform prioritization decisions.
Partner with the Product Manager to define and track key product metrics; regularly communicate results and learnings to squad members and leadership.
Leverage squad velocity metrics to identify bottlenecks, improve delivery predictability, and continuously raise team output quality.

Benefits

Equity Compensation Package
Flexible Time Off (FTO)
Medical, Dental, Vision – 100% premium paid for employee
Disability/Life Insurance
Opportunity for learning and career growth with a top Bay Area technology company
Reimbursement for remote work setup
Monthly stipend for phone and internet
Team building events, culture activities, all hands events
Paid time off to volunteer and serve the community
Half day Fridays
401k matching contribution