Product Operations Financial Analyst

U.S. Bank•Saint Paul, MN

4d•Hybrid

About The Position

Build financial operations experience while supporting important bond payment activities at U.S. Bank. In this entry-level role, the analyst helps process debt-service payments and disbursements, reviews transaction requests, researches customer questions, and ensures work is completed accurately and on time. The role collaborates with clients, teammates, and internal business partners to help bond transactions operate according to their governing documents. Prior banking experience and a finance-related degree are not required. The position is based at West Side Flats in St. Paul, Minnesota, with a hybrid arrangement requiring at least three onsite days per week (60% onsite). The schedule is Monday through Friday, approximately 8:00 a.m. to 4:30 p.m. Success is measured through payment and billing timeliness, accuracy, teamwork, communication, and understanding of the underlying operational processes.

Requirements

Associate's degree or technical education, or equivalent work experience.
Less than two years of related experience.
Strong attention to detail and commitment to accurate work.
Ability to manage deadlines and stay organized in a fast-paced environment.
Willingness to ask questions, accept feedback, and learn new processes.
Strong sense of ownership and accountability.
Effective customer service and communication skills.
Ability to collaborate with teammates and cross-functional partners.
Comfort using basic Microsoft Excel functions and working within spreadsheets.
Initiative to work ahead and assist others when business needs increase.

Responsibilities

Own assigned operational processes from beginning to end, including receiving, reviewing, processing, and submitting disbursement requests for approval.
Support bond debt-service payments and disbursements, particularly around key payment dates such as the 1st and 30th of the month.
Review requests and documentation to confirm information is complete, accurate, and in the proper form.
Research and help resolve customer questions involving transactions, payments, reports, and account activity.
Monitor reports and assist with project requisitions and other financial operations activities.
Communicate promptly and professionally with clients and internal partners.
Coordinate with upstream and downstream teams to help ensure bond deals operate according to their governing documents.
Plan ahead, meet deadlines, and assist teammates during higher-volume periods.
Learn the reasoning behind each process rather than simply completing required steps.
Identify opportunities to improve efficiency, communication, and overall work quality.

Benefits

Healthcare, including medical, dental, and vision coverage
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation, from two to five weeks depending on salary grade and tenure
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
Pension