Product Manager

Payactiv•Milpitas, CA

3d•Hybrid

About The Position

Payactiv is looking for a Product Manager who wants to build fintech products that make a real difference in people’s lives. You’ll work from our Milpitas, CA office, tackling complex problems at the intersection of technology, financial services, and the everyday needs of workers and employers. You’ll probably enjoy this role if you are a strategic product leader, a strong customer advocate, and someone who knows how to bring people together to get things done.

Requirements

2+ years of product management experience in fintech, payments, lending, or financial services
Care deeply about building user-centered financial wellness products
Use data to make better decisions—but know when judgment and customer insight matter too
Know how to keep Agile, cross-functional product teams moving forward
Look for the win-win by balancing user goals and business goals
Communicate clearly, manage stakeholders well, and influence at every level
Are comfortable going deep with engineering teams on APIs, integrations, data flows, and mobile products
Understand fintech products, compliance, and the U.S. regulatory landscape
Are curious about emerging fintech technologies, including stablecoin and AI

Nice To Haves

Experience with Earned Wage Access and/or payroll integrations
Academic background in Computer Science, Engineering, or a related field
Academic background in Finance, Banking, or a related field
Genuine passion for financial inclusion and products with a positive social impact

Responsibilities

Represent the voice of the customer through user research, product data, and direct feedback
Lead products from early ideas through launch, adoption, and continuous improvement
Bring design, engineering, compliance, and go-to-market teams together to deliver seamless and impactful solutions
Translate user needs into product requirements and keep teams aligned around what matters
Partner with Legal, Compliance, and Information Security to find the right balance between regulatory requirements and user experience
Explore emerging fintech trends, AI/ML-driven personalization, and other technologies that can make our products better
Define success, track the right KPIs, and use what you learn to improve performance, engagement, and adoption