Product Manager, Product Platform

Kin Insurance•St. Petersburg, FL

23h•$139,000 - $166,500•Remote

About The Position

You own the platform powering how Kin gets its products built, configured, and managed — product API, product expansion and revision, and the AI-enablement layer that plugs internal teams into it. Who we are Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it harder. We start with smarter homeowners insurance and expand to everything homeowners need to thrive. Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including: Built In Chicago's Best Places to Work, Midsize Companies (2021-2026) Forbes' America's Best Startup Employers (2026) Inc. 5000 Fastest-Growing Private Companies Forbes’ Fintech 50 (2023-2026) Great Places to Work Certified (May 2024-May 2027) Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com and see how we work. The opportunity We're looking for a Product Manager to own and evolve Kin's product configuration platform — the infrastructure that powers how Kin's products are built, configured, and managed. This is a platform role in the truest sense: your customers are internal — State Management, Underwriting, Insurance, Compliance, and other technical systems that depend on product data. Today that means insurance products, but Kin's offerings are extending beyond insurance, and the platform is built to grow with that scope. You'll know you're succeeding when the teams that consume your platform can deliver and maintain products independently, without waiting on you.

Requirements

5+ years of experience in product management, with direct ownership of a platform, API, or internal tooling product
Experience treating internal teams as customers — you can translate their workflows into platform requirements without over-indexing on your own assumptions
Comfort operating in ambiguity where the platform's scope is expanding (e.g., beyond insurance) and the right boundaries aren't yet fixed
Technical fluency to work directly with engineers on API design, versioning, and data model decisions
Experience with or strong interest in applying AI tools to internal workflows — prototyping, configuration, or enablement use cases
Written and verbal communication skills that hold up with both engineers and cross-functional stakeholders like Compliance and Underwriting
A bias toward shipping — you can take a platform capability from early concept to something teams actually rely on

Responsibilities

Own the product strategy and roadmap for Product API, the product configuration data model, and product expansion and revision tooling
Define how internal teams — State Management, Underwriting, Insurance, Compliance, and others — consume and depend on product data, and build the platform to serve them as customers
Drive the Product API strategy and versioning standards so internal and future external consumers get reliable, well-documented interfaces
Lead discovery on how the platform should extend as Kin's offerings grow beyond insurance, grounding decisions in how consuming teams actually work today
Build and scale the AI-enablement layer on the Product API MCP, using AI for rapid prototyping and other enablement work that lets consuming teams self-serve
Partner with engineering and design to take platform capabilities from prototype through production rollout
Write specs and requirements precise enough that engineering can build IHOP and PAPI features with confidence and minimal back-and-forth
Define and own the metrics that measure how independently consuming teams can deliver and maintain products, and use them to drive the roadmap

Benefits

Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options, plus dental and vision coverage
Company-funded HSA contributions (based on medical plan selection)
Company-paid life insurance and short-term disability
A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
Access to mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities across the organization
Professional development budgets for certifications, conferences, and learning available, subject to management approval