Product Manager – Payments & Fintech

VSG Business Solutions • Minneapolis, MN

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About The Position

Client is recruiting an experienced Product Manager – Payments & Fintech for a financial-services organization. This position will lead the strategy, development, execution, and ongoing optimization of a financial technology product operating within the domestic payments ecosystem. The Product Manager will work across engineering, operations, risk, compliance, legal, external technology providers, and business teams to build scalable payment capabilities and improve the overall product experience. This position requires more than general product-management experience. The successful candidate should have substantial knowledge of payments infrastructure, banking technology, payment rails, APIs, integrations, and fintech operations.

Requirements

• 5+ years leading or managing fintech, banking, or payments-related products.
• At least 3+ years of direct product-management experience.
• Strong understanding of domestic payment systems and payment infrastructure.
• Experience managing products through multiple stages of the product lifecycle.
• Experience creating and managing product roadmaps.
• Experience translating customer and business needs into product requirements.
• Strong understanding of API-based integrations and modern financial technology ecosystems.
• Experience collaborating closely with engineering and technical teams.
• Experience working with risk, compliance, legal, and operations stakeholders.
• Strong analytical and data-driven decision-making capabilities.
• Experience establishing and monitoring product KPIs.
• Strong communication, stakeholder-management, and organizational skills.
• Ability to lead cross-functional initiatives without direct authority over participating teams.
• Comfortable working with emerging technologies, including modern AI-enabled business tools.
• Candidates should have strong knowledge of several of the following: ACH | Fedwire | Real-Time Payments (RTP) | Card Networks | FedNow | APIs | Payment File Formats | Banking Cores
• Knowledge of emerging areas such as ISO 20022, open banking, embedded finance, and modern payment APIs is particularly valuable.

Nice To Haves

• Bachelor's degree in Business, Finance, Technology, Engineering, or a related discipline.
• MBA or other advanced degree is beneficial but not required.
• Experience working for a bank, fintech, payments company, payment processor, Banking-as-a-Service provider, or financial technology organization.
• Experience managing third-party fintech or technology relationships.
• Knowledge of payment regulations and compliance requirements.
• Experience launching new payment capabilities or financial products.

Responsibilities

• Own product strategy and roadmap for a financial technology and payments platform.
• Translate customer, partner, operational, and market needs into clear product requirements.
• Manage the product lifecycle from discovery and design through development, launch, measurement, and ongoing improvement.
• Prioritize product capabilities based on customer needs, market opportunities, technical considerations, risk, and business value.
• Develop and maintain product roadmaps and other key product-management artifacts.
• Work closely with engineering teams to define and deliver new capabilities.
• Coordinate product initiatives across technology, operations, risk, compliance, legal, and other business functions.
• Lead payment-platform enhancements involving integrations, infrastructure, and operational processes.
• Work with external fintech partners, vendors, and technology providers.
• Design and improve scalable operating practices supporting the product.
• Evaluate payment experiences across traditional and emerging payment channels.
• Monitor product performance using KPIs, customer feedback, operational data, and market benchmarks.
• Identify opportunities to improve product efficiency, scalability, reliability, and competitiveness.
• Track developments within the payments and fintech markets.
• Evaluate emerging payment technologies and determine their potential business impact.
• Support product launch and go-to-market activities.
• Communicate product strategy, capabilities, value proposition, and roadmap priorities to internal stakeholders.
• Promote data-driven product decisions and continuous improvement.
• Help ensure products operate within applicable regulatory, compliance, risk, and security requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level