Product Manager, Banking/Cash Advance

OnePay

1d•$160,000 - $180,000•Remote

About The Position

OnePay is a consumer fintech company aiming to improve the financial system by offering an all-in-one financial services platform that includes banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto. They also partner with employers and gig platforms to provide embedded financial services. Backed by Walmart and Ribbit Capital, OnePay is focused on rapid growth and innovation. They are looking for driven, exceptional individuals who are comfortable operating in a fast-paced environment.

Requirements

3 - 8 years of relevant experience owning an overdraft, Cash Advance, or Consumer Lending product
Not afraid to dig into the details and the underlying mechanics (limits, repayment, fees, etc.)
A track record of operating independently with minimal ramp-up
Strong analytical chops; comfortable working side by side with data and risk partners on unit economics
Highly detail-oriented, thrives in a genuinely cross-functional environment
Drive and proactivity - everyone here is a builder and executor

Responsibilities

Design and ship the next phase of cash advance as we grow and scale massively
Drive the roadmap by understanding customer pain points, defining requirements, and shipping features
Bring real quantitative rigor to how we convert users, set limits, optimize repayment, and manage fee structure and unit economics
Partner closely with a cross-functional group of analytics, legal, engineering, design, risk, and servicing to keep the roadmap moving