Product Analyst Sr (Hybrid)

MAPFRE•Webster, MA

4d•$77,700 - $115,100•Hybrid

About The Position

Drive the strategy, development, and performance monitoring of Property & Casualty insurance products, with shared accountability for growth and profitability. This role sits at the intersection of data analytics, pricing strategy, and product management- leveraging deep, data-driven insights to influence key business decisions. Analyze performance across multiple levels of granularity—including portfolio, segment, policy attributes, and individual policies- to uncover profit drivers and growth opportunities. Integrate customer behavior, competitive dynamics, and regulatory considerations to inform pricing, product strategy, and business requirements. Serve as a key contributor and leader on cross-functional initiatives, partnering across Product, Actuarial, State Management, Legal, and Technology teams to deliver measurable business impact.

Requirements

Bachelor's Degree or professional level of knowledge in a specialized field, or equivalent, related experience.
4 - 6 years - or Associates Degree equivalent plus 6 - 8 years.
Advanced ability to analyze financial performance, profitability, and forecasting, including evaluating top- and bottom-line impacts of business decisions
Strong business acumen with a high level of curiosity to explore data, understand underlying drivers, and uncover new growth opportunities
Strong quantitative, analytical, and critical thinking skills, with the ability to work with complex datasets
Proficiency in modern data platforms and query tools such as Snowflake, Databricks, SQL, and Python
Experience with analytics and visualization tools such as Power BI, Tableau, or similar platforms to interpret data and communicate insights
Ability to translate ambiguous business questions into structured analyses and actionable recommendations
Intermediate knowledge of actuarial and pricing concepts
Advanced knowledge of market dynamics and regulatory environments, including familiarity with rate and form circulars from rating bureaus
Experience collaborating with cross-functional partners including Product, Actuarial, State Management, IT, and Data Engineering
Strong verbal, written, and presentation skills, with the ability to communicate complex insights clearly to diverse audiences

Nice To Haves

Business-related certifications or advanced training in analytics, AI, data, or business strategy are a plus, but not required

Responsibilities

Analyze business performance and translate complex data into actionable insights and strategic recommendations
Evaluate the impact of product, pricing, and underwriting changes by assessing shifts in conversion, loss ratio, retention, and business mix
Identify key drivers of profitability and growth by investigating customer behavior, portfolio trends, and emerging patterns across multiple levels of granularity
Provide timely, data-driven insights to inform business strategies and ensure alignment with profitability and growth objectives
Support rate, rule, and form filings through analytical insights and development of supporting documentation
Assess regulatory changes and evaluate implications for product design, pricing strategies, and compliance requirements
Collaborate cross-functionally with Product, Actuarial, State Management, Legal, Marketing, Sales Center, Agency Management, IT, and Data Engineering to ensure alignment on strategic and regulatory objectives
Partner with IT and Data Engineering to define data and analytical requirements and ensure accurate implementation of business logic
Contribute to the development of scalable data solutions and automated processes to enable efficient, consistent analytics
Ensure data quality, consistency, and reliability in all analytical outputs used for decision-making
Communicate insights, recommendations, and market trends clearly and effectively to stakeholders and leadership, including both technical and non-technical audiences
Lead and contribute to cross-functional initiatives, influencing product, pricing, and strategic decisions across assigned markets or lines of business
Take shared accountability for top- and bottom-line performance of assigned products and markets