Product Analyst II

Earnest•San Francisco, CA

2d•Remote

About The Position

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision. Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together. As a Product Analyst on the Data and Analytics team at Earnest, you will report to the Analytics Manager and work closely with our Product teams to use data to make better decisions and accelerate learning. This role requires true analytical curiosity and the ability to solve unstructured problems. You have experience not only deriving insights but also delivering impactful and actionable recommendations. You have the ability to see different angles of a product or business opportunity, turn abstract business questions into structured data analysis, and clearly communicate meaningful insights that drive strategic decision-making.

Requirements

3+ years in a product or analytical role, blending data with strategic business insights.
Proficiency in SQL for manipulating and summarizing complex data.
Hands-on experience with analytics platforms (such as Segment, Amplitude, or Looker).
1+ years working with A/B testing, statistical methodologies, and conversion funnels.

Nice To Haves

Exposure to the end-to-end product development lifecycle, from initial concept to implementation.
Experience transforming raw data using ETL tools (such as dbt or Fivetran).
Knowledge of data governance and internal control requirements.
Background in modeling financial portfolios, particularly student loans.
Understanding of lifecycle marketing and customer segmentation strategies.
Working knowledge of R or Python.

Responsibilities

Lead data-driven experimentation to improve the client loan application experience
Perform hands-on, in-depth analysis and presentations to assist in identifying product opportunities and product roadmap decisions
Develop and maintain product analytics tracking across web and mobile platforms
Partner with Product, Research, and Design to define customer personas and roadmap priorities
Collaborate with Analytics Engineering to validate analytics solutions and drive model development
Identify opportunities for new product analytics initiatives, improved reporting processes, or enhanced testing strategies