Processor Implementation Manager

Chime Financial•San Francisco, NY

4d•Hybrid

About The Position

The Processor Implementation Manager is an individual contributor role within ChimeCore’s Processor Operations function, focused on ensuring the reliable implementation, validation, and operational readiness of payment processors, funds flows, and platform changes across our internal processing system. This role is built for someone who leads with data — using advanced SQL and analytics to drive decisions, resolve ambiguity, and surface system behavior that others miss. You'll partner closely internally with Engineering, Accounting, Finance, and Bank Partnerships and externally with our bank partners, serving as the analytical backbone of complex payment investigations and implementations.

Requirements

6+ years in bank and/or payment operations with a broad understanding of operations; including accounting, funds flow, settlement, processing, etc.
Expert-level SQL skills — you write complex, optimized queries from scratch and are comfortable independently investigating large transactional datasets.
Strong reconciliation knowledge and background.
An understanding of the end-to-end payments ecosystem, including payment methods, card networks, issuer processing, and the regulatory environment.
An understanding of ACH originations, returns, settlements and everything in between, AAP certification is a huge plus.
Familiarity with network operations including Visa, Mastercard, PLUS, and Star, as well as with network vendors that facilitate AFT/OCT payments and other forms of card-based money movement.
Experience working cross functionally with Product, Accounting, Compliance, Legal, Risk & Engineering to identify, evaluate and size opportunities and prioritize work.
Experience driving continuous improvement projects, where you’ve applied deep knowledge to uncover and execute both short term and long term optimizations.
A member obsessed mindset, eager to learn and improve the user experience.
A curious and creative problem solving ability - can facilitate resolution of issues in a timely manner by working cross-functionally with product and engineering teams.
Excellent business acumen, communication skills and a self-starting attitude.

Nice To Haves

Experience in Snowflake strongly preferred.

Responsibilities

Support complex processor implementations, migrations, and platform changes, ensuring operational readiness and clean handoff to steady-state owners — with data validation at every stage.
Write sophisticated SQL queries to investigate transaction anomalies, support reconciliation research, and surface root causes across large, multi-rail datasets in Snowflake.
Serve as a subject matter expert on ChimeCore payment flows, transaction lifecycles, and data models — and translate that expertise into clear, queryable logic others can rely on.
Collaborate with bank partners and engineering on funds flow, reporting, and transaction investigations — bringing structured analysis and proposed resolutions, not just problem statements.
Support Accounting, Audit, Risk, and Finance by interpreting platform behavior and transaction data to aid investigations and reporting.
Participate in incident response and escalations by driving investigation, proposing hypotheses, and supporting remediation, with accountability shared across owning teams.
Define expected versus anomalous processor behavior and contribute to the design of monitors and alerts in partnership with Engineering and Processor Operations.
Perform advanced data analysis and SQL-based investigations to support reconciliation research root-cause analysis and be able to articulate the finding to a broader audience.
Support Accounting, Audit, Risk, and Finance with platform behavior interpretation and transaction-level data — translating SQL output into business-ready findings.
Act as a trusted analytical advisor to Implementation and Reconciliation Managers, providing implementation context grounded in data.

Benefits

Bonus
Competitive equity package
401k match
Medical benefits
Dental benefits
Vision benefits
Life benefits
Disability benefits
Generous vacation policy
Company-wide Chime Days
Company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend
Up to 24 weeks of paid parental leave for birthing parents
12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events
Backup child, elder, and/or pet care
Subsidized commuter benefit