Private Banking Relationship Manager I/II

Trustmark Bank • Houston, TX

4d • Onsite

About The Position

Provide concierge-level delivery of financial services through superior hands-on contact for Bank customers. These clients are high-income earners or high-net-worth clients. This is accomplished through customized credit, deposit, investment, insurance, and fiduciary solutions in a team dynamic. This position is open to the Greater Houston Area. This position may be filled at Level I or Level II. Additional responsibilities and qualifications apply.

Requirements

• Four-year college education or equivalent work experience.
• 5 years banking experience or related work experience to include previous lending experience
• Knowledgeable of Private Banking and the bank financial products and services
• Knowledge of deposit and loan products, as well as bank policy
• Knowledge of document preparation and new accounts systems
• Knowledge of negotiable instruments
• Complete understanding of the requirements of properly securing a loan
• Familiar with state and federal regulations and bank policies relating to credit
• Knowledge of sales principles
• Knowledge of Basic investment strategies implemented by High net worth clients
• Knowledge of Basic estate planning strategies implemented by High net worth clients
• Knowledge of Basic insurance strategies implemented by High net worth clients
• Superior judgment in making loan decisions
• Experience dealing with sophisticated clientele
• Experience in recognizing and handling troubled loans and problem customers
• Thorough knowledge and understanding of loan and deposit debits and credits
• Strong analytical ability
• Advanced interpersonal skills
• Must possess effective verbal and written communication skills
• Proven ability to build relationships
• Customer contact and sales and service skills
• Ability to work with others
• Ability to lead the work of others
• 7 years banking experience or related work experience to include previous lending experience (Additional Qualifications for Level II)
• Thorough knowledge of Private Banking and the bank financial products and services (Additional Qualifications for Level II)

Nice To Haves

• Prefer degree in Finance, Accounting, Insurance, Business, related field, or equivalent experience
• Bank branch work preferred
• Previous investment experience with 7, 63, or 66, and insurance licensure preferred
• Preferably commercial lending banking experience or related work (Additional Qualifications for Level II)

Responsibilities

• Coordinates entire credit approval process, including loan approval within lending authority for consumer and commercial relationships, including partnering with mortgage expert. Seek advice and guidance on complex credit requests
• Services a loan portfolio, including credit and collateral exceptions and past dues
• Work with partners to provide deposit solutions and other retail services to meet the needs of our clients
• Work with team to provide non-bank solutions to meet the clients needs: Planning, investments, insurance, and fiduciary services
• Coordinate the development of new private banking business and call on potential or existing customers to develop new business and promote company services and solutions.
• Maintain professional community relations, including leadership roles, to increase the bank’s visibility and new business opportunities, and to further professional development.
• Provide financial and banking advice and counseling through a team approach to Trustmark’s “BEST” clients.
• Perform additional duties as assigned.
• Cross-train, lead and develop team of associates to promote maximum productivity, engagement, succession planning and overall contribution to strategic organizational goals. (Additional Responsibilities for Level II)

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree