Principal Software Engineer - Application Architect

JPMorgan Chase & Co.•Jersey City, NJ

4h•$156,750 - $215,000

About The Position

JPMorganChase is hiring multiple individual-contributor technical leadership positions at the Vice President (VP) and Executive Director (ED) levels in Software Engineering for Wholesale Credit Risk Core Engineering. The role owns architecture for mission-critical hybrid-cloud platforms supporting thousands of users and downstream systems, while remaining hands-on in code and solution design. Seniority determines the scope of ownership and influence: VP engineers own major components and systems, while ED engineers own end-to-end architecture and shape multi-year technical roadmaps. The engineer will help modernize OLTP and OLAP workloads, including integrating AI/ML and agent-based tooling into enterprise platforms and engineering workflows. They will set engineering, security, and risk-management standards; establish automated architecture and coding guardrails in the development pipeline; and influence technical strategy in partnership with senior stakeholders. The role also involves guiding multiple engineering teams, mentoring senior engineers and development leads, and fostering collaboration, integrity, and continuous improvement. VP candidates generally bring approximately 7 or more years of enterprise-scale solution-building experience. ED candidates generally bring approximately 10 or more years, including deep architecture expertise and cross-team technical leadership. The position requires current architecture and design knowledge, hands-on Java or Python coding expertise, strong data modeling, and experience with transactional systems, analytics platforms, and cloud-native technologies. Relevant AI/ML experience includes building agents and agentic workloads, delivering AI-driven projects to production, and integrating AI/ML into enterprise hybrid-cloud platforms.

Requirements

7+ years of experience designing and building enterprise-scale hybrid-cloud solutions for VP-level positions; 10+ years for ED-level positions.
Deep, current command of architecture and design patterns.
Hands-on coding expertise in Java or Python.
Strong data modeling skills, such as dimensional modeling and slowly changing dimensions.
Proven experience with transactional systems, analytics platforms, and cloud-native technologies.
Strong background in risk management, compliance, and secure software development.
Track record of partnering with development leads and influencing senior stakeholders.
Excellent communication and presentation skills.
Decisive, data-driven approach to turning ambiguity into a clear plan and working solution.
Ability to assess risk holistically and distinguish important work from merely urgent work.
Lead by example, support the development of other engineers, and act with integrity.

Nice To Haves

Hands-on experience building AI agents, skills, and agentic workloads.
Experience delivering AI-driven projects from concept to production.
Experience integrating AI/ML into hybrid-cloud and enterprise platforms.
Power-user experience with AI-assisted, spec-driven software development life cycle (SDLC).

Responsibilities

Design mission-critical hybrid-cloud systems used by thousands of users and downstream platforms.
Contribute directly to code and solution design, setting technical standards through hands-on work.
Guide multiple engineering teams and mentor senior engineers and development leads.
Champion integration of AI/ML and agent-based tooling into enterprise platforms and engineering workflows.
Own software engineering, security, and risk-management best practices and enforce them through code reviews.
Prioritize competing initiatives and balance immediate delivery with long-term architecture.
Present technical direction to senior leadership and help shape technical strategy.
Build and evolve automated architecture and coding guardrails in the development pipeline.
Foster collaboration, integrity, and continuous improvement across the organization.
Partner with development leads, product, senior stakeholders, and leadership to align on technical direction.

Benefits

Competitive total rewards package, with base salary determined by role, experience, skill set, and location.
Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
Comprehensive health care coverage.
On-site health and wellness centers.
Retirement savings plan.
Backup childcare.
Tuition reimbursement.
Mental health support.
Financial coaching.
Additional benefits and programs based on eligibility.