Principal, Fintech Innovation Banking

Fifth Third Bank • San Francisco, NY

1d • Onsite

About The Position

The Principal is responsible for supporting growth across three strategic pillars: Corporate Banking for Fintech Companies – providing comprehensive banking, treasury, lending, and capital markets solutions to venture-backed and growth-stage fintech companies. Embedded Banking & Fintech Infrastructure – delivering banking and funds-flow capabilities that enable fintech clients' products, with a particular emphasis on expanding the adoption and strategic value of the Newline platform. Asset-Backed Finance & Structured Capital Solutions – originating and executing warehouse facilities, forward-flow agreements, securitizations, ABS transactions, and other structured financing solutions for fintech lenders and specialty finance companies.

Requirements

• Undergraduate degree required; graduate degree preferred.
• 5-7 years of experience in banking, corporate finance, or capital markets.
• Strong credit, corporate finance, and underwriting skills.
• SIE, Series 79, and Series 63 licenses required within Fifth Third guidelines.

Nice To Haves

• Advanced analytical and quantitative skills; strong modeling and valuation; effective communication; multi-priority management; familiarity with Bloomberg, Capital IQ, or FactSet.

Responsibilities

• Build and interpret complex financial models; independently complete credit and financial statement analysis.
• Create high-impact, client-ready presentation materials.
• Apply strong understanding of venture capital structures and market trends to identify client needs and relevant solutions.
• Support and help originate venture debt, growth capital, MRR/ARR, treasury, FX, warrant, and capital markets opportunities.
• Coordinate with product partners to develop integrated financing solutions for complex client needs.
• Build strong relationships with peers, product partners, and senior bankers.
• Provide support and oversight to Capital Markets and Treasury partners on product suitability.

Benefits

• Comprehensive benefits and differentiated compensation offerings
• Eligible to participate in an incentive compensation plan
• Extensive benefits programs designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Principal