Principal Financial Analyst

Capital One • McLean, VA

3d • $109,900 - $137,900 • Hybrid

About The Position

Capital One is seeking a culture-led, results-driven, and strategic Principal Financial Analyst for Capital One Software. The role supports financial analysis as the Software team builds momentum following product launches in data management and security. The analyst will develop a strong understanding of the organization’s P&L and provide reporting, analysis, financial modeling, and business-case support for product and strategic decisions. This is a hybrid position, with required on-site presence at the designated office in accordance with Capital One’s hybrid policy.

Requirements

• Bachelor’s degree or military experience.
• At least 3 years of experience in financial analysis.
• At least 3 years of experience with financial modeling.
• At least 1 year of experience using Microsoft Excel and Microsoft PowerPoint.
• Strong problem-solving skills, financial acumen, and communication skills.

Nice To Haves

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license.
• 4 or more years of experience in financial analysis.
• 4 or more years of experience with financial modeling.
• 3 or more years of experience in strategic analysis and planning.

Responsibilities

• Build a solid understanding of Capital One Software’s P&L to support monthly reporting and analytical insights into financial performance.
• Conduct monthly variance analysis and identify key drivers and income statement implications across product lines and contract structures.
• Collaborate with business partners to evaluate customer engagements, pricing structures, and growth initiatives.
• Support financial models and business cases for new product launches, feature expansions, and strategic opportunities.
• Prepare clear, concise presentation slides and analysis summaries for finance leadership and executive stakeholders.
• Maintain sustainable reporting processes and conduct ad hoc financial analysis for special projects.
• Synthesize analytical findings into actionable recommendations for finance leads.
• Deliver accurate, high-quality work under open-ended and tight timelines.
• Address complex analytical challenges and bring structure to financial data.
• Collaborate across finance and business teams.

Benefits

• Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being; eligibility varies by employment status and management level.
• Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Principal