Principal Financial Analyst

Capital One • McLean, VA

1d • Hybrid

About The Position

Capital One is seeking a culture-led, results-driven, and strategic Principal Financial Analyst for Capital One Software. The Software team is building momentum following product launches in data management and security. The analyst will provide financial analysis and modeling support to assess product launches, customer engagements, pricing terms, and strategic opportunities. This is a hybrid position, with required on-site presence at the designated office in accordance with Capital One’s hybrid policy.

Requirements

• Bachelor’s degree or military experience.
• At least 3 years of experience in financial analysis.
• At least 3 years of experience with financial modeling.
• At least 1 year of experience using Microsoft Excel and Microsoft PowerPoint.
• Strong problem-solving skills, financial acumen, and communication skills.
• Ability to deliver accurate, high-quality work under both open-ended and tight timelines.
• Ability to tackle complex analytical challenges and structure financial data.
• Ability to collaborate effectively across finance and business teams.

Nice To Haves

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license.
• 4 or more years of experience in financial analysis.
• 4 or more years of experience with financial modeling.
• 3 or more years of experience in strategic analysis and planning.

Responsibilities

• Build a strong understanding of Capital One Software’s P&L to support monthly reporting and provide analytical insights into financial performance.
• Conduct monthly variance analysis, identifying key drivers and income statement implications across product lines and contract structures.
• Collaborate with business partners to evaluate customer engagements, pricing structures, and growth initiatives.
• Support financial models and business cases for new product launches, feature expansions, and strategic opportunities.
• Prepare clear, concise presentation slides and analysis summaries for finance leadership and executive stakeholders.
• Maintain sustainable reporting processes and perform ad-hoc financial analysis for special projects.
• Synthesize findings into actionable recommendations for finance leads.
• Deliver accurate, high-quality work under open-ended and tight timelines.
• Address complex analytical challenges and bring structure to financial data.
• Collaborate across finance and business teams.

Benefits

• Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being.
• Eligibility for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Principal