Principal Engineer - Capital Markets Regulatory Technology

Wells Fargo Bank•Charlotte, NC

3d•Onsite

About The Position

Wells Fargo is seeking a Principal Engineer within the Commercial Corporate & Investment Bank Technology (CCIBT) organization. In this role, you will architect, build, and lead the next-generation Strategic Trade Management platform components for our Fixed Income, Currencies & Commodities (FICC) and Derivatives businesses. This is a high-visibility opportunity to modernize and transform our core trade lifecycle capabilities at enterprise scale — combining low-latency execution with complex derivative modeling, real-time valuations, and intelligent trade event orchestration. You will contribute to the end-to-end technical vision for a vertically integrated system-of-record that positions Wells Fargo Trading Businesses with a competitive advantage while introducing agentic, AI-augmented workflows that accelerate business growth. Working directly with trading desks, quant teams, and senior technology leadership, you will drive the modernization journey that supports double-digit business expansion, regulatory agility, and next-generation client experience in one of the most dynamic capital markets environments.

Requirements

7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
4 + years of Software Engineering experience, with at least 5 years in a principal or Lead Architect capacity within a global Capital Markets environment
4+ years in FICC Trade Life Cycle: Deep domain knowledge of Fixed Income, Currencies, and Commodities, including trade capture, valuation models, and lifecycle event management
4+ years High-Performance Stack: Proven mastery of Java (concurrency, JVM tuning) and Python (FastAPI, data science libraries)
4+ years Distributed Systems: Extensive experience with gRPC, Service Mesh (Istio/Linkerd), and high-performance messaging protocols

Nice To Haves

Platform Pedigree: Prior experience building or significantly contributing to industry-leading platforms
Complex Derivatives Knowledge: Understanding of pricing and risk for complex derivatives (Swaps, Options, Exotics) and how they translate into trade event models
Agentic Development: Experience implementing GitHub CoPilot or similar AI-assisted engineering tools at scale to drive "Agentic Development" workflows.
Modern UI Patterns: Experience with Micro Front Ends to decouple the trader UI and allow for independent module deployment
Cloud Native: Familiarity with deploying mission-critical financial systems on hybrid cloud environments (Azure/GCP/AWS) with a focus on data residency and sovereignty
Academic Background: Bachelor’s or master’s degree in computer science, Financial Engineering

Responsibilities

Hands-on, Lead by example — design, code, and deliver production-grade microservices using Java, gRPC, Python/FastAPI, service mesh, reactive architectures, and Micro Front-End patterns.
Integrate agentic development practices with GitHub Copilot and custom LLM agents to accelerate delivery velocity by 3–5x.
Low-Latency & Complex Cash & Derivative Expertise: Engineer sub-millisecond trade processing paths for rates, credit, FX, and commodities while maintaining strict non-functional requirements (NFRs) for throughput, resilience, data consistency, and auditability.
Modernization & Transformation: Lead the decommissioning of legacy monolithic systems and the migration to a cloud-native, vertically integrated system-of-record with embedded agentic intelligence for trade-event modeling, exception handling, and real-time valuations.
Influence & Stakeholder Leadership: Partner across Trading, Quant, Risk, Operations, and Compliance to translate complex business needs into scalable technology solutions. Influence enterprise standards, architecture review boards, and capital markets platform strategy.
Mentorship & Engineering Excellence Mentor senior engineers and technologists; establish best practices for secure, observable, and testable code; drive adoption of modern engineering disciplines across the Capital Markets Technology organization.