Principal Analyst, Capital Markets & Risk- ALCO Strategy (Hybrid)

Capital One • McLean, VA

20d • $131,300 - $149,800 • Hybrid

About The Position

The Principal Analyst on Capital One's ALCO Strategy team serves as a bridge between technical subject matter experts across Capital Markets & Analytics, partner teams, and senior stakeholders. The role supports senior executives in managing liquidity, capital, and market risk and provides visible exposure to the Company's strategic agenda.

The analyst evaluates key challenges and opportunities facing the Company and the banking industry and develops communications for the Board of Directors, the Chief Financial Officer, the Asset Liability Committee (ALCO), and supporting Senior Management Committees. The position offers experience in funding, liquidity and interest rate risk management, capital strategy, and resolution planning, including how different businesses affect Capital One's Treasury, Capital, and Balance Sheet Management strategy.

This is a hybrid position, with required on-site presence at the designated office in accordance with Capital One's hybrid policy.

Requirements

• Bachelor's degree or military experience.
• At least 3 years of experience working in the financial services industry or consulting.
• Exceptional written communication skills, including the ability to translate complex subjects into plain language.
• Intellectual curiosity and ability to quickly develop an understanding of new topics, ask thoughtful questions, and challenge counter-intuitive data or trends.
• Proven ability to prioritize multiple high-stakes projects simultaneously, plan ahead, and deliver high-quality work with meticulous attention to detail and technical rigor.
• Strong collaborative influence to navigate partner subject matter expert teams and build alignment.

Nice To Haves

• At least 4 years of experience in the financial services industry.
• At least 2 years of experience in Bank Treasury, Asset-Liability Management (ALM), or Corporate Finance.
• At least 2 years of experience with complex banking regulatory deliverables, such as CCAR, Resolution & Recovery Planning, or Liquidity Stress Testing (LCR/NSFR).
• Experience analyzing bank financial statements and balance sheet metrics, such as Net Interest Margin, EVE, or deposit behavior.
• Direct exposure drafting Board of Directors memos, regulatory responses, or C-suite strategy presentations.
• Experience managing the governance rhythm, agendas, and compliance dashboards for senior management committees such as an ALCO or Enterprise Risk Committee.
• Experience with SQL or Snowflake to validate data sets, calculate ad-hoc metrics, or build automated compliance dashboards.
• Certified Financial Analyst (CFA) designation.

Responsibilities

• Manage an ongoing and potentially overlapping cadence of committee reporting, including monthly committee distributions and compliance dashboards, and own a slate of new topics on a rolling basis.
• Draft highly visible slide presentations and Board memos that clearly communicate complex topics to senior executives and the Board of Directors.
• Maintain strong business partnerships and independently navigate partner teams to gain alignment, think ahead, and understand the purpose behind materials being produced.
• Navigate ambiguity to shape the story for new updates without historical templates and identify what is new or evolving in recurring topics.

Benefits

• Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
• Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being; eligibility varies by employment status and management level.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior