Capital Markets Strategy and Operations Analyst

GoodLeap•Roseville, CA

About The Position

The Capital Markets Strategy and Operations Analyst supports the funding and sale of GoodLeap’s consumer finance loans by operationalizing revolving credit facilities, whole loan purchase agreements, and asset-backed securitizations. The Analyst manages day-to-day loan funding and sales activity, supports and maintains investor relationships, and works directly with lenders, capital partners, and their third-party vendors. Reporting to the Manager of Capital Markets Strategy & Operations, the Analyst collaborates with Capital Markets, Legal, Servicing, Underwriting, Product, Engineering, Finance, Accounting, and Business Development. The role includes managing loan sales and revolving warehouse credit facility activity, developing and maintaining financial models, improving and automating processes, recommending and implementing funding and sales strategies, onboarding investors, and preparing investor and management reporting.

Requirements

At least two years of experience in financial modeling and analysis.
At least two years of experience in capital markets, treasury, or finance.
Advanced proficiency in Microsoft Excel, Databricks, and AI tools such as Claude.
Technical ability to manipulate and analyze large datasets and apply statistical methods.
Ability to communicate findings clearly, verbally and in writing, to management, investors, and other external parties.
Solid understanding of capital markets, finance, accounting, and business operations concepts.
Ability to work collaboratively across Capital Markets, Legal, Servicing, Underwriting, Product, Engineering, Finance, Accounting, and Business Development.
Professional representation of GoodLeap and ability to build lasting relationships with funding and capital partners.
Curiosity, tenacity, problem-solving ability, and strong teamwork.

Nice To Haves

Experience in financial services, consumer finance, fintech, or renewable energy finance.

Responsibilities

Determine loan-pool eligibility against investor criteria and initiate whole loan sales by preparing and delivering loan schedules, loan agreements, and underwriting documentation to investors.
Serve as a point of contact for investors and their vendors during loan reviews; partner with Product, Engineering, Servicing, and Underwriting to answer questions, evaluate exceptions, and resolve them.
Manage day-to-day activity on revolving warehouse credit facilities, including borrowing-base calculations, funding requests, and covenant-compliance monitoring.
Develop and maintain Excel-based models, including the Sales Engine and Funding Engine.
Identify process improvements, define requirements, and help build and maintain capital markets software solutions to drive automation.
Analyze alternatives, make recommendations to management, and implement consumer finance funding and sales strategies.
Lead new investor onboarding.
Prepare and analyze ongoing investor and management reporting, and flag trends and issues for leadership.
Build and maintain relationships with lenders, capital partners, investors, and their vendors.