Premium Audit Expert (Part-Time Product Consultant)

TrustLayer•Tampa, FL

21h•Remote

About The Position

We are seeking a consultant with extensive experience in premium audit to help shape a new product. This role involves identifying and addressing friction points in the traditional premium audit experience, leveraging our existing data and technology to create a faster and cleaner audit cycle for policyholders, brokers, and carriers. This is a hands-on role where your expertise will directly influence product development.

Requirements

7+ years in commercial premium audit, with a mix of carrier-side and third-party audit firm experience.
Deep working knowledge of NCCI rules, state-specific WC variations, and GL audit basis (payroll, sales, sub costs, units).
Strong opinions on subcontractor cost exclusions.
Comfortable reading product specs and providing structured, prioritized feedback.
Genuine curiosity about how software, AI, and data networks can transform the audit process.
Ability to translate domain rules into testable product requirements.

Nice To Haves

Prior experience at PAAS, ISO, an insurtech, a major carrier audit group, or a national TPA.
Existing relationships with broker risk management practices or carrier audit leadership.

Responsibilities

Map the end-to-end workers' comp and GL premium audit workflow, from policy bind through final audit billing and dispute.
Identify high-leverage friction points where software and existing data can significantly reduce work time.
Review product specifications, mockups, and pricing models.
Translate NCCI class code logic, payroll inclusion rules, subcontractor cost treatment, and certificate sufficiency standards into engineering requirements.
Evaluate carrier and TPA partnership opportunities and assess market positioning against competitors.
Participate in customer discovery calls with brokers, insureds, or carrier contacts.
Identify adjacent product opportunities in audit dispute, premium recovery, and exposure reporting.