Portfolio Manager

Susser Bank•Houston, TX

About The Position

The Commercial Loan Portfolio Manager supports the Bank’s business portfolio by servicing prospective and current customers with a variety of commercial loans. The role includes regular risk reviews, financial statement analysis, involvement in underwriting, document review, and ongoing portfolio management. The Portfolio Manager supports portfolio growth, monitors loan performance and exposures, and works with Loan Officers, underwriters, Lending Assistants, borrowers, attorneys, and management. The role also requires compliance with applicable banking regulations and continued professional development.

Requirements

5 to 10 years’ experience in Commercial Lending Portfolio Management.
Strong knowledge of credit and lending policies.
Proficiency with PC software tools, including Microsoft Office.
Banking financial analysis skills.
Strong analytical and underwriting skills.
Strong organizational skills and effective time management.

Nice To Haves

Bachelor’s degree preferred.

Responsibilities

Review loan underwriting and work directly with underwriters to prepare complete and accurate loan write-ups for the appropriate approval queues.
Support Lending Assistants with loan closings while adhering to credit policy, guidelines, and regulatory requirements.
Draft term sheets, communicate loan terms with borrowers, and request items needed to begin the renewal process.
Support the growth and development of the assigned commercial lending portfolio through effective portfolio management.
Monitor current, matured, and past-due loans for Loan Officers and make appropriate recommendations.
Monitor the portfolio for revenue opportunities and loan exposures.
Support Loan Officers in prescreening potential borrowers and loans, performing due diligence, and structuring loans appropriately.
Collaborate with attorneys to review loan documentation for accuracy.
Prepare lending activity reports for management and the loan committee as needed.
Establish and maintain customer relationships to proactively identify and recommend additional opportunities.
Comply with the Bank Secrecy Act, OFAC, and USA PATRIOT Act, including Customer Identification Program and customer due diligence requirements, and report suspicious activity to the BSA Department.
Maintain current knowledge and continue professional development through applicable training.
Demonstrate courteous, pleasant, self-motivated, and dependable behavior and maintain a professional appearance and conduct.
Perform additional duties as assigned or directed.