Portfolio Manager

First Horizon • Memphis, TN

2d • Onsite

About The Position

The Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. This role involves partnering with Relationship Managers to manage credit proposals and renewals, independently prioritizing requests, identifying risk and risk ratings, recommending and evaluating credit structure, and preparing proposals. The Portfolio Manager contributes to the development of profitable long-term credits. They are primarily responsible for underwriting and servicing commercial loan portfolios, identifying credit weaknesses, collaborating on new credit requests, providing risk ratings, identifying policy exceptions, and participating in the documentation process. The position also involves participating in customer meetings and interacting with clients during due diligence, and serves as a secondary customer contact to the Relationship Manager.

Requirements

• Bachelor’s degree in business, finance, accounting or equivalent work experience
• 3+ years commercial credit or lending experience required
• Strong analytical abilities, credit underwriting skills
• Goal oriented, ability to take initiative using strong problem-solving skills
• Strong relationship building and interpersonal skills
• Excellent verbal and written communication skills
• Strong organizational skills
• Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)

Nice To Haves

• 10+ years commercial credit or lending experience

Responsibilities

• Primarily responsible for underwriting and servicing of commercial loan portfolios
• Proactively identifies credit weaknesses / trends and alerts management to deterioration
• Collaborates with RM to prioritize new credit requests, renewals, and reviews
• Provides risk ratings and recommends appropriate credit structure
• Identifies policy exceptions
• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions
• Participates in customer meetings to discuss alternative credit structures and to clarify any questions
• Interacts with clients during due diligence and finalizing credit package
• Serves as a secondary customer contact to the Relationship Manager

Benefits

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees