Portfolio Manager - Wilson, NC

FIRST BANK AND TRUST COMPANY • Wilson, NC, US, NC

4d • Onsite

About The Position

The First Bank and Trust Company is hiring an experienced Portfolio Manager to support Commercial Loan Officers in North Carolina. This role is critical to ensuring the strength and quality of commercial loan relationships. The role involves a mix of underwriting, risk assessment, credit analysis, and loan documentation support, with a focus on managing new and renewed loan portfolios and ensuring timely loan administration. This position is ideal for someone who is highly organized, detail-oriented, possesses analytical skills, and enjoys building relationships.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• Minimum of 5 years of experience in portfolio management, loan processing, or related banking field.
• Proven expertise in financial analysis, risk management, and due diligence processes.
• Working knowledge of Excel, and Word.
• Excellent communication skills, both written and verbal.
• Communicate effectively and conformable engaging with clients.
• Math, analytical, and accounting skills.

Responsibilities

• Support the Commercial Loan Officers.
• Assist with managing a commercial loan portfolio, ensuring quality, profitability, and growth.
• Complete new and renewed loan underwriting and verification of credit request packages to ensure compliance with Bank policies.
• Service as the primary contact and account manager for certain relationships.
• Assist in underwriting credit requests and risk assessments for new and renewing loans.
• Support the creation of loan packages, commitment letters, and credit narratives.
• Maintain accurate loan files and documentation, ensuring data integrity.
• Provide customer service by resolving loan-related issues and assisting in loan closings.
• Stay informed on industry trends and economic developments affecting the portfolio.
• Monitor and manage past dues, overdrafts, and risk-grading processes for the assigned portfolio.
• Perform other duties as assigned by commercial loan officers.

Benefits

• PTO Leave is 20 days per year earned on a monthly basis.
• First Bank and Trust recognizes 11 paid holidays, when the holidays occur during the work week.
• Medical, Dental and Vision Insurance starts the 1st day of the month after hire date.
• Employees are automatically enrolled in the bank's 401K/ESOP Plan.
• First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.
• First Bank and Trust provides long-term disability insurance coverage.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level