Portfolio Manager

Canadian Imperial Bank of Commerce•Birmingham, MI

1d•Hybrid

About The Position

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. The Portfolio Manager primary purpose is to ensure objectives related to credit underwriting and internal portfolio management are met, in addition to supporting the workflow of the Commercial Team of RMs and commercial lending associates. This position will provide approval within established guidelines for daily credit/portfolio administrative activity. The Portfolio Manager will be responsible for but not limited to the following activities. Primary responsibilities for this position will be that of Underwriting and Portfolio Management and execution of 1A risk management activities in a manner consistent with CIBC’s risk culture.

Requirements

Commercial banking expertise
Proven experience in credit underwriting, portfolio management, and client relationship management within commercial banking.
Detail-oriented and analytical.
Strong financial analysis skills enable you to interpret complex data and ensure accurate risk ratings for your portfolio.
Collaborator: Work effectively with internal teams, Relationship Managers, and commercial lending associates to deliver optimal solutions for clients.
Client-focused: Prioritize exceptional service and act as a trusted advocate for clients, maintaining active engagement and supporting their financial needs.
Mentor: Enjoy sharing your knowledge and providing training support to team members, contributing to a culture of learning and growth.
Values matter to you. Bring your real self to work, and live our values - trust, teamwork, and accountability.
Analytical Thinking
Client Calls
Credit Negotiations
Credit Underwriting
Decision Making
Ensure Compliance
Loan Closings
Portfolio Management
Risk Management and Mitigation
Underwriting

Responsibilities

Serve as the primary contact for portfolio-related issues, reporting, maintenance, and new requests on existing credit.
Lead renewal activities and maintain engagement through client calls and visits.
Ensure timely completion of maturities, annual reviews, and collection of financial reporting and covenants.
Support closing teams and address outstanding loan document exceptions, real estate taxes, and insurance certificates.
Prepare CAMP reports, quarterly trend cards, FAS 114 memos, and SOX controls.
Approve risk ratings, review borrowing base availability, and approve loan advances while ensuring compliance with CIBC’s risk policies.
Drive loan closing processes with internal teams, coordinate onboarding, deposit account opening, and Treasury Management (TM) setup activities.
Collaborate with Relationship Managers to identify cross-sell opportunities and ensure accurate pricing and fees through regular reviews.
Mentor and provide situational training support to Associates and Senior Associates, fostering professional growth and knowledge sharing.