Portfolio Manager

Austin Bank • Conroe, TX

5d • Onsite

About The Position

This position includes ensuring portfolio administration and risk management comply with established credit policy and regulatory guidelines. It involves maintaining financial monitoring, covenant tracking, exception management, and timely renewals. The role requires determining compliance with loan agreements and borrowing base requirements, conducting periodic borrower reviews, and maintaining accurate digital loan files. The Portfolio Manager will serve as a liaison between lenders and internal departments, collect and analyze financial information, address documentation deficiencies, monitor repayment activity, and manage past due accounts. Additionally, the role involves participating in loan approval processes, recommending appropriate credit structures, preparing financial analyses, reviewing appraisals and loan documents, attending loan closings, performing collateral inspections, identifying cross-sell opportunities, participating in community and business development activities, and complying with all regulatory requirements. The position also emphasizes delivering superior customer service, upholding organizational values, and fostering teamwork and professional development.

Requirements

• Ensure portfolio administration and risk management comply with established credit policy and regulatory guidelines.
• Maintain financial monitoring, covenant tracking, exception management, and timely renewals.
• Determine compliance with loan agreements and borrowing base requirements.
• Conduct periodic borrower reviews and maintain accurate digital loan files.
• Serve as liaison between lenders and internal departments including Credit, Appraisal, and Central Loan Documentation (CLD).
• Collect and analyze financial information and address documentation deficiencies.
• Monitor repayment activity and manage past due accounts.
• Participate in loan approval processes and recommend appropriate credit structure.
• Prepare cash flow analyses, financial spreads, and credit packages.
• Review appraisals and loan documents prior to closing.
• Attend loan closings as required.
• Perform collateral inspections as required.
• Identify cross-sell opportunities across bank products.
• Participate in community and business development activities.
• Comply with BSA, CIP, and all regulatory requirements.
• Deliver superior customer service and uphold organizational values.
• Perform other duties as assigned.
• Exhibit superior customer service as an Austin Bank team member.
• Demonstrate high-quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs.
• Help promote a loyal relationship between the customer and Austin bank.
• Participate in developing a teamwork atmosphere with co-workers.
• Stay abreast of company communications.
• Develop personal skills and capabilities through on-going training.
• Uphold and safeguard the organizations values particularly relating to ethics, integrity, and confidentiality both internally and externally.
• Greet customers and provide superior customer service.

Responsibilities

• Ensure portfolio administration and risk management comply with established credit policy and regulatory guidelines.
• Maintain financial monitoring, covenant tracking, exception management, and timely renewals.
• Determine compliance with loan agreements and borrowing base requirements.
• Conduct periodic borrower reviews and maintain accurate digital loan files.
• Serve as liaison between lenders and internal departments including Credit, Appraisal, and Central Loan Documentation (CLD).
• Collect and analyze financial information and address documentation deficiencies.
• Monitor repayment activity and manage past due accounts.
• Participate in loan approval processes and recommend appropriate credit structure.
• Prepare cash flow analyses, financial spreads, and credit packages.
• Review appraisals and loan documents prior to closing.
• Attend loan closings as required.
• Perform collateral inspections as required.
• Identify cross-sell opportunities across bank products.
• Participate in community and business development activities.
• Comply with BSA, CIP, and all regulatory requirements.
• Deliver superior customer service and uphold organizational values.
• Perform other duties as assigned.
• Exhibit superior customer service as an Austin Bank team member.
• Demonstrate high-quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs.
• Help promote a loyal relationship between the customer and Austin bank.
• Participate in developing a teamwork atmosphere with co-workers.
• Stay abreast of company communications.
• Develop personal skills and capabilities through on-going training.
• Uphold and safeguard the organizations values particularly relating to ethics, integrity, and confidentiality both internally and externally.
• Greet customers and provide superior customer service.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed