Portfolio Manager Senior
About The Position
United Community is seeking a highly experienced Portfolio Manager Senior to oversee and manage a portfolio of large commercial credits. The role is critical to ensuring the portfolio meets soundness, profitability, and growth objectives. The Portfolio Manager Senior provides credit, underwriting, and sales support and serves as a secondary contact for client relationships. The position leads local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions; collaborates with senior leadership on risk profiles; and manages and mentors credit specialists, portfolio managers, and analysts. It also oversees credit memos, spreads, and related documentation; participates in client calls, underwriting, credit presentations, and loan closings; identifies and mitigates credit risks; prepares commitment letters and reviews loan documentation; supports cross-selling and relationship development; and assists lenders with prospecting and client engagement. This is a full-time, non-remote, exempt position. Candidates must pass a criminal background and credit check. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Requirements
- 7–10 years of experience in commercial lending or financial services.
- Deep knowledge of credit policy, banking regulations, and loan documentation.
- Proven ability to analyze complex financial statements and tax returns.
- Strong analytical, organizational, and time management skills.
- Excellent communication and interpersonal skills.
- Proficiency in internal systems and reporting tools.
- Must be able to pass a criminal background and credit check.
Nice To Haves
- Bachelor’s degree in Finance or Accounting preferred.
Responsibilities
- Lead local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
- Collaborate with senior leadership to maintain appropriate risk profiles.
- Manage and mentor a team of credit specialists, portfolio managers, and analysts.
- Oversee preparation of credit memos, spreads, and related documentation.
- Participate in client calls, underwriting, credit presentations, and loan closings.
- Identify and mitigate credit risks through sound analysis and recommendations.
- Prepare commitment letters and review loan documentation.
- Support cross-sell initiatives and coach team members on relationship development.
- Assist lenders with prospecting and client engagement efforts.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
