Portfolio Manager - Senior I

BANK OF MARIN•Napa Redwood, Napa, CA, US, CA

6d•$104,723 - $146,615•Onsite

About The Position

Bank of Marin, voted by our employees as one of the “Best Places to Work” in the North Bay Business Journal, is seeking a Portfolio Manager II to join our Commercial Banking Office in our Napa Redwood office. The Portfolio Manager II requires to be onsite and primarily responsible for managing the loan application process, including the credit analysis, underwriting, documentation and loan closing for prospects and clients to which they are assigned. The Portfolio Manager II is also responsible for ensuring their assigned loan portfolio is properly risk-graded, in compliance with loan agreements/approvals and potential risks are identified and addressed. The Portfolio Manager II will partner with the Regional Manager to provide quality service to clients by directing and assisting with needs and inquiries by phone/in person/via email. Gathers information for new loan requests, coordinates with Credit Analysts on loan package preparation and proposals, works with Credit Administration to properly document loans, and closes loans with borrowers when needed. Has sound understanding of most loan types and other related requirements, and can independently work to meet the requirements. Monitors current loan portfolio to identify risks and maintain up to date loan files. Has a strong knowledge of all deposit and Treasury Services products, as well as all other services offered to commercial clients. This position will be expected to work on moderate to complex portfolios and may need guidance from a more senior portfolio manager. Works under minimal supervision while supporting the Commercial Banking Office.

Requirements

Strong knowledge of accounting, financial accounting, and credit analysis.
Excellent interpersonal and communication skills, both written and oral.
Ability to work with detailed information in an efficient and accurate manner, while meeting established deadlines.
Proficient typing and computer skills, particularly in using Microsoft Office Tools, and the Bank’s current software system.
Excellent organizational and problem-solving skills.
Motivated individual with the ability to work independently.
Ability to work well with customers and co-workers.
Ability to analyze and resolve issues making sound judgments.
Ability to read, comprehend, and evaluate detailed and complex loan documents.
Thorough understanding and familiarity of the bank’s loan policies and procedures.
Thorough knowledge of regulatory and legal issues encountered in the completion and closing of complex personal and commercial loans.

Nice To Haves

May need guidance from a more senior portfolio manager.

Responsibilities

Managing the loan application process, including credit analysis, underwriting, documentation, and loan closing for assigned prospects and clients.
Ensuring the assigned loan portfolio is properly risk-graded.
Ensuring compliance with loan agreements/approvals.
Identifying and addressing potential risks within the loan portfolio.
Partnering with the Regional Manager to provide quality service to clients.
Directing and assisting clients with needs and inquiries via phone, in person, or email.
Gathering information for new loan requests.
Coordinating with Credit Analysts on loan package preparation and proposals.
Working with Credit Administration to properly document loans.
Closing loans with borrowers.
Monitoring the current loan portfolio to identify risks.
Maintaining up-to-date loan files.