Portfolio Manager I - Corporate

THIRD COAST BANK•University Park, TX

60d•Hybrid

About The Position

Responsible for managing larger and most complex middle market and corporate credits. Ensures the portfolio achieves soundness, profitability, and growth objectives. Provides credit and sales support to Corporate Banking.

Requirements

10+ years’ work experience related to various aspects of middle market and corporate banking
Must be able to identify risks inherent in complex loan transactions and address/mitigate accordingly
Must possess an extensive knowledge of various loan structures and formulate sound credit recommendations
Must possess disciplined approach to managing a portfolio of middle market/corporate banking accounts
Must possess a proficient knowledge of credit policy, banking regulations, and loan documentation issues
Must understand and work effectively within the credit culture of the company
Good mathematical, reading comprehension and writing skills
Must have excellent interpersonal and communication skills
Must be able to verbally communicate effectively one-to-one and in groups
Must be able to write clearly and effectively
Must be able to develop and maintain cohesive, cooperative internal and external working relationships
Must have good personal organization and time management skills
Must allocate time effectively and independently prioritize workload to meet timelines
Ability to respond to common inquiries from internal clients, regulatory agencies, and employees
Advanced knowledge of related state and federal banking compliance regulations, and other Bank operational policies
Intermediate skills in computer terminal and personal computer operation, including use of word, excel, and office
Advanced math skills
Effective verbal, written and interpersonal communication skills
Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
Effective organizational and time management skills

Responsibilities

Support Corporate Bankers in managing existing and developing new client relationships
Assist Corporate Banking team in deal qualification assessment, due diligence, and loan structuring
Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
Lead the underwriting of complex deal structures through the credit approval process
Partner with team in reviewing and negotiating loan documents and engaging counsel as needed
Conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio
Provide training and coaching of portfolio managers and underwriters
Coordinate with internal partners & internal discussions (credit discussions, screens, etc.)
Special projects as needed
Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.