Full Time Portfolio Manager, Corporate

FAB&T•Jacksonville, AR

3d•Onsite

About The Position

The primary role of the Portfolio Manager is to support the analysis of the credit worthiness of the organizations commercial credit relationships. This role is responsible for the client credit relationships in the commercial lending segment, frequently serving as the client’s point of contact with the company. Affects sound and consistent underwriting and management of commercial loan risk within the assigned team while balancing the commitment to loan, deposit, and fee growth, overall client profitability, client retention, and credit quality.

Requirements

Must maintain current NMLS SAFE Act Registration or have the ability to be registered within 30 days of employment as a Portfolio Manager.
Understand and adhere to all compliance issues, attend training as required and related to this position, including but not limited to the Bank Secrecy Act, Privacy Act, US Patriot Act, and Security.
Must have knowledge of Fair Credit Reporting Act, Truth in Lending (Reg Z) and Fair Lending Policy.

Responsibilities

Makes appropriate and timely notification to credit approval personnel of tardy and non-compliant borrowers, both during the loan process and during the life of the loan.
During deal process, help prepare credit package for timely review and final approval including oral presentations to appropriate loan approval bodies. This includes obtaining and analyzing borrower financial statements, personal tax returns, stress-testing, profitability analysis and presentation of such material or any material that would be relevant for prudent risk management practices.
Assist with the workflow of the relevant departments for origination and documentation of all loans.
Develops and maintains all lending relationships in area on the centralized risk management tickler system.
Following the loan decision-making process works closely with the team to coordinate the documentation, closing, booking, and timely loan package completion.
Monitor tracking of financial statements, tax returns, AR aging and other documents such as Rent Rolls. May be asked to contact customers for updated information.
Makes recommendations during the Underwriting process.
Assist and participate in both client and prospective business calling preparation.
Must maintain current NMLS SAFE Act Registration or have the ability to be registered within 30 days of employment as a Portfolio Manager.
Perform any other related duties as required or assigned.
Understands and adheres to all compliance issues, attends training as required and related to this position, including but not limited to the Bank Secrecy Act, Privacy Act, US Patriot Act, and Security. Must have knowledge of Fair Credit Reporting Act, Truth in Lending (Reg Z) and Fair Lending Policy.