Portfolio Analytics & Strategy Specialist - Enterprise Credit Portfolio Analytics

PNC Bank • Pittsburgh, PA

2d • Onsite

About The Position

The Portfolio & Strategy Analytics Specialist provides advanced credit risk, portfolio strategy, and climate risk analytics to support enterprise level decision making. This role conducts complex, forward looking analysis; partners with Credit Risk, Enterprise Risk, and business leaders; and delivers insights for senior management, governance forums, and regulatory needs.

Requirements

• Bachelor’s degree in Finance, Economics, Statistics, Data Science, or related field.
• Significant experience in credit risk, portfolio analytics, or financial services.
• Advanced Python skills for data analysis/modeling.
• Hands on experience with Power BI or Tableau.
• Experience with ArcGIS or geospatial analytics.
• Expert Excel and strong executive level communication.
• University / college degree, with 5+ years of industry-relevant experience.
• Specific certifications are often required.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Nice To Haves

• Climate/physical risk or ESG related credit analytics experience.
• Experience supporting portfolio strategy or executive risk committees.
• Graduate degree or relevant certifications (CFA, FRM, SCR).
• Regulatory facing analytics experience.

Responsibilities

• Analyze enterprise credit portfolios across segments, industries, and geographies to assess risk, concentration, and performance.
• Recommend portfolio strategy and risk posture aligned with credit risk appetite and capital objectives.
• Execute forward looking analytics incorporating macroeconomic and stress scenario insights.
• Support executive level reviews, risk appetite discussions, and strategy planning.
• Lead climate related and physical risk analytics focused on credit impacts.
• Integrate geospatial and hazard data (flood, wildfire, wind, heat, storm surge) to assess exposure.
• Translate physical risk into credit impacts on asset quality, collateral values, insurance, and concentration.
• Produce defensible analytics for climate risk initiatives and regulatory deliverables.
• Build and automate analytical pipelines using Python.
• Create dashboards in Power BI/Tableau to track portfolio performance, concentration, and emerging risks.
• Apply ArcGIS and geospatial analysis for location based risk assessments.
• Develop high quality presentations and documentation using Excel, PowerPoint, and Word.
• Present portfolio insights and risk analyses to senior leaders and risk committees.
• Lead deep dive reviews on elevated risk, rapid growth, or concentration concerns.
• Ensure analytic rigor, governance compliance, and clear documentation.
• Execute complex, time sensitive analyses for senior leadership, audit, regulators, and risk partners.
• Perform portfolio composition and attribution analysis to explain risk or performance drivers.
• Identify opportunities for improved monitoring, tooling, and analytical efficiency.
• Mentor junior analysts and promote best practices in portfolio analytics.
• Support development of enterprise wide analytic frameworks, tools, and methodologies.
• Champion automation, data quality, and enhanced visualization.
• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
• Responsible for running complex business performance, risk and operational analytics.
• May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
• Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
• Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.
• Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
• Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Benefits

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long-term disability protection
• 401(k) with PNC match
• pension and stock purchase plans
• dependent care reimbursement account
• back-up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives
• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level; and years of service.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior