Portfolio Analytics & Strategy Specialist - Credit Portfolio Management

PNC•Denver, CO

1d•$100,100 - $185,900•Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Data, Modeling & Analytics Credit Portfolio Management organization, you will be based in Denver, CO. At a high-level, this role requires an adept understanding of data analytics, risk management, and strategic decision-making. This position primarily supports PNC’s C&IB business in the first line as well as credit partners in the second line. This role may require a combination of python coding skills, financial reporting and analysis, proficiency with Tableau and a foundational understanding of the commercial business and metrics. You will also rely on strong communication skills to share complex analytical results with non-technical audiences. PNC's commitment to leadership in risk management means you will always be at the leading edge of bank technology and techniques. All the while, you'll benefit from access to senior professionals within the field in a friendly, open, and engaging environment.

Requirements

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience.
Specific certifications are often required.
In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Bachelors
No Required Certification(s)
No Required License(s)
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Nice To Haves

Experience with distilling complex data and feedback into concise standalone presentations
Experience manipulating data and performing analysis in Tableau and Excel
Proficiency in data analytics tools including Python (PySpark) and SQL
Understanding of the fundamentals commercial banking and banking products
Able to demonstrate thought leadership and strategic thinking for decision making.
Skill in exercising initiative and using good judgment to make sound decisions.
Skill to influence, negotiate, and persuade partners to reach agreeable exchanges and positive outcomes.
Analytical Thinking
Credit Risks
Data Analytics
Financial Analysis
Model Development
Operational Risks
Quantitative Models
Risk Appetite
Analytical Approach
Banking Products
Big Data Management and Analytics
Business Analytics
Credit Risk
Mathematics of Financial Instruments
Operational Risk
Performance Measurement
Predictive Analytics
Pricing Models and Analytics
Regulatory Environment - Financial Services
Risk Management Banking

Responsibilities

Responsible for developing subject matter expertise for your assigned industries.
Perform research, analytics and assessment of risks stemming from assigned industries that may impact PNC’s Commercial & Industrial portfolio.
Responsible for developing risk management and grow strategies based around commercial risk/return metrics.
Collaborate with cross-functional teams, including credit risk management, finance, operations, and model development, to ensure alignment and execution of strategic initiatives.
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
Responsible for running complex business performance, risk and operational analytics.
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
Establishes baselines for strategies and tracks actual performance to expectations.
Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.
Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
Designs / enhances standard reporting suites for regular product / portfolio reviews.
Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.