Portfolio Analytics & Strategy Analyst Senior - Data, Modeling & Analytics

PNC Bank•Pittsburgh, PA

19h•Onsite

About The Position

PNC is hiring a Portfolio Analytics & Strategy Analyst Senior in its Data, Modeling & Analytics Business & Strategy organization. The role is based in Pittsburgh, Pennsylvania, Tysons Corner, or Vienna, Virginia, and is in-office. PNC does not provide employment-visa sponsorship or participate in STEM OPT for this position. The position provides financial and regulatory reporting and analysis to maintain controls over reporting processes, and runs complex business performance, risk, and operational analytics. It uses business and product expertise to analyze large datasets, improve risk-adjusted returns, support profitable growth, and communicate findings. The analyst develops and implements strategies to improve portfolio decisions, manage risk, increase revenue, reduce loss exposure, meet business goals, and improve performance. The role establishes strategy baselines and monitors actual performance against expectations. It applies predictive models, third-party data, and other tools to quantify portfolio risks and develop segmentation and targeting for acquisition and portfolio strategies. The analyst manages relationships with internal and external information suppliers, ensuring solutions are fit for purpose and appropriately governed. In partnership with business, credit, data, and model-development teams, the role designs, develops, and monitors test designs and analytical reporting. It also enhances standard reporting for product and portfolio reviews and collaborates with business, Finance, and Risk partners on credit risk appetite and related policies and procedures. PNC expects employees to focus on customers and effectively manage risks in accordance with its Enterprise Risk Management Framework. The position is incentive eligible, with incentive payments based on company, business, and/or individual performance.

Requirements

Bachelor's degree; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
At least 3 years of relevant or direct industry experience is typical for roles at this level.
Knowledge, skills, and abilities appropriate to the position.
Preferred skills include analytical thinking, credit risks, data analytics, financial analysis, model development, operational risks, quantitative models, and risk appetite.
Relevant competencies include analytical approach, banking products, big data management and analytics, business analytics, credit risk, mathematics of financial instruments, operational risk, performance measurement, predictive analytics, pricing models and analytics, the financial-services regulatory environment, and banking risk management.
PNC will not provide employment-visa sponsorship or participate in STEM OPT for this position.

Nice To Haves

Certifications are often desired; no specific certification is required.

Responsibilities

Provide financial and regulatory reporting and analysis, maintaining adequate controls over reporting processes.
Run complex business performance, risk, and operational analytics.
Analyze large datasets to improve risk-adjusted returns, support profitable growth, and communicate conclusions.
Develop, recommend, and implement strategies that improve business and portfolio decisions, manage risk, increase revenue, reduce loss exposure, meet business goals, and improve performance.
Establish strategy baselines and track actual performance against expectations.
Apply predictive models, third-party data, and other tools to quantify portfolio risks and develop and execute segmentation and targeting for acquisition and portfolio strategies.
Manage engagements with internal and external information suppliers, ensuring solutions are fit for purpose and appropriately governed.
Work with business, credit, data, and model-development partners to design, develop, and monitor test designs and analytical reporting.
Design and enhance standard reporting suites for regular product and portfolio reviews.
Collaborate with line-of-business, Finance, and Risk partners to assess and establish credit risk appetite and understand its implications.
Establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Focus on customer needs and satisfaction in business decisions and manage risks in alignment with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
Dental and vision options, subject to eligibility.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, subject to eligibility.
Up to 11 paid holidays each year, subject to eligibility.
Nine occasional absence days each year, unless otherwise required by law.
Between 15 and 25 vacation days each year, depending on career level and years of service.
Incentive-eligible compensation based on company, business, and/or individual performance.