Personal Lines Property and Casualty Underwriter l (12 months)

Portage Mutual Careers Centre•Edmonton, AB

4d•CA$53,400 - CA$66,800•Hybrid

About The Position

As a Personal Lines Property and Casualty Underwriter, you’ll play a crucial role in supporting our underwriting team by evaluating basic to moderately complex personal and casualty insurance risks in line with company guidelines and risk appetite. You will learn and apply underwriting practices and risk assessment techniques under the guidance of senior underwriters. This role also involves assisting with data analysis to support sound underwriting decisions and building strong working relationships with brokers and internal teams to ensure service excellence and regulatory compliance. We're looking for a detail-oriented, enthusiastic team player who embodies our company values and is committed to providing top-notch service.

Requirements

1-2 years related experience is required.
Basic understanding of risk analysis, pricing strategies, and product development across key segments such as personal and casualty insurance.
Proficient in the MS Office Suite, Guidewire and other related systems.
Ability to establish and maintain professional relationships with brokers and internal partners.
Ability to work with internal teams and brokers to deliver excellent service and optimal underwriting outcomes.
Attentive listener with the ability to respond to broker needs clearly and professionally.
Developing leadership skills, with a desire to be mentored and trained.
Strong analytical capabilities, with a desire to learn risk assessment and management techniques.
Focuses on accuracy, thoroughness, and meticulousness in all aspects of work.
Ability to work independently while effectively collaborating within a team environment.
Open to change, with a focus on continuous improvement and personal development.
Bachelor’s degree in finance, business, or a related field or an equivalent combination of education and experience.
CIP designation completed, actively in progress, or willing to work towards.

Nice To Haves

Familiarity with risk selection methodologies, insurance contracts, rating models, and sources of risk information is preferred.
Working knowledge of related areas including claims, risk management, and accounting is an asset.

Responsibilities

Assist in the evaluation and underwriting of new and existing business, renewals and endorsements, focusing on basic to moderately complex personal and casualty insurance risks.
Support the maintenance of the portfolio by adhering to underwriting standards and referring risks exceeding delegated authority to senior underwriters.
Collaborate with other departments to understand key trends and support strategic recommendations, contributing to positive outcomes for clients, brokers, and the company.
Participate in the follow-up on outstanding recommendations to support effective risk management, ensuring implementation.
Support market research efforts to identify emerging trends and assist in developing innovative product offerings.
Develop and maintain relationships with other departments and external stakeholders under supervision to enhance broker and client service.
Communicate and clarify underwriting business rules and guidelines to brokers under the direction of intermediate and senior underwriters, ensuring a shared understanding and adherence to established standards.
Address inquiries and provide prompt, clear responses to brokers through verbal and written channels, facilitating effective and efficient communication under supervision.
Contribute to a superior broker experience characterized by confidence, responsibility, and professionalism, reinforcing the company’s reputation for excellence in the industry.
Stay current with industry trends, emerging developments, and regulatory changes to ensure underwriting practices remain compliant and competitive.
Support the company’s representation as a subject matter expert at industry events, forums, and conferences to enhance the company’s reputation and deepen industry engagement.