Personal Line Underwriter (Honolulu, HI) - HYBRID
About The Position
DB Insurance USA is seeking a Personal Lines Underwriter to manage a portfolio of personal lines policies and support growth, profitability, and agency relationships. The role covers Homeowners, Dwelling Fire, Automobile, and Umbrella underwriting. It is based in Honolulu, Hawaii, and becomes hybrid after 90 days, with three days in the office and two days remote. The position reports to the Senior Underwriting Manager. This is a full-time, exempt salaried position, Monday through Friday, 8:00 a.m. to 5:00 p.m., with a one-hour lunch from noon to 1:00 p.m. The annual salary range is $60,000 to $75,000. DB Insurance USA is part of DB Insurance, a South Korea-headquartered company founded in 1962. The company offers insurance products and has offices in California, Hawaii, New York, and Guam.
Requirements
- At least 1 year of experience underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella.
- Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience.
- Strong analytical and decision-making skills and a solid understanding of underwriting principles.
- Excellent communication skills and ability to collaborate with agents and internal teams.
- Ability to collaborate effectively with cross-functional teams to meet goals.
- Proficiency with Microsoft Office Suite or Google Workspace applications and underwriting software.
Nice To Haves
- Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting).
Responsibilities
- Underwrite and manage a portfolio of Personal Lines policies in compliance with company guidelines and regulatory requirements.
- Analyze risk data for prospective insurance applicants to identify hazards and exposures for endorsements and renewals.
- Collaborate with the underwriting team to improve knowledge of insurance processes, operational procedures, and underwriting best practices.
- Develop and maintain working relationships with assigned agencies within the territory to drive business growth.
- Work with team members and management to achieve monthly and annual branch goals.
- Assess applications and determine whether to accept, modify, or decline accounts according to underwriting guidelines.
- Build and maintain agency relationships to support growth and business development.
- Monitor market trends, industry developments, and regulatory changes, and adjust underwriting strategies accordingly.
- Review data accuracy and prepare monthly closing reports for each product line.
Benefits
- Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company.
- Paid time off and sick leave.
- 12 annual paid holidays.
- Onsite parking fully covered by the company.
- 401(k) plan with up to 4% company match.
- Quarterly Fringe Benefit reimbursements.
- Job-related training reimbursement.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
