Payments Solutions Architect

NTT DATA • Charlotte, NC

1d

About The Position

We are currently seeking a Payments Solutions Architect to join our team in Charlotte, North Carolina (US-NC), United States (US).
Who we are:
NTT DATA America strives to hire exceptional, innovative, and passionate individuals who want to grow with us. NTT DATA’s Payments expertise helps our clients define and implement core capabilities required to adapt to today’s rapidly evolving payments ecosystem. We leverage the deep and collective experience that our consultants have gained from working with the largest global payments organizations to support our clients move forward with key business initiatives while getting the most out of existing products and services. Learn more about how we partner with our Banking & Financial Services clients: https://us.nttdata.com/en/services/consulting-services/banking-and-financial-services-consulting
How You’ll Help Us:
As a Financial Services Payments Consulting Manager – Payments Solutions Architect , your expertise and leadership will significantly contribute to our firm's success and strategic objectives. Your insights and contributions will enhance our firm’s reputation, influence industry trends, and position us as leaders in the payments consulting space and you will play a critical role in driving our firm’s growth, delivering exceptional value to clients, and shaping the future of payments consulting. Together, we will innovate, achieve excellence, and create lasting impact in the financial services industry.
How We Will Help You:
Joining NTT DATA is not only a job, but a chance to grow your career. We are committed to supporting your professional growth, development, and overall success. You will have the opportunity to engage in diverse and challenging consulting projects with leading financial institutions, payment processors, and fintech companies, and stay at the forefront of innovation with access to cutting-edge payment technologies, platforms, and tools. You will lead initiatives focused on payment strategy development, technology implementation, and operational optimization, contributing to impactful solutions and client success.
Why the Role Is Important:
The role of the Financial Services Payments Consulting Manager – Payments Solutions Architect is pivotal in driving innovation, enhancing customer experiences, supporting business growth, and navigating complexities within the payments landscape. By leveraging expertise in both legacy and emerging payment technologies, the Consulting Manager helps organizations achieve strategic objectives, maintain competitiveness, and deliver value-added solutions to clients and stakeholders.
Overview:
We are seeking an experienced Payments Solution Architect to work as a consultant designing and delivering modern, scalable payment solutions across multiple payment rails. This role partners with financial institutions, fintechs, and internal teams to architect end-to-end payment platforms that are secure, resilient, and future-ready.

Requirements

• Ability to translate business requirements into clear, pragmatic technical solutions.
• Strong communication skills with experience working in client-facing or consulting roles.
• Bachelor’s degree in Computer Science, Engineering, or a related field (or equivalent practical experience).
• 8+ years of experience in payments, banking technology, or financial services systems.
• 4+ years of proven hands-on experience architecting solutions for ACH, wires, SWIFT, and real-time payment rails.
• 4+ years end-to-end payment processing, settlement, reconciliation, and exception handling.
• 4+ years of experience designing modern architectures using APIs, microservices, and event-driven patterns.

Nice To Haves

• Payments experience solutioning leveraging AI
• Experience with payment hubs, switches, or core banking integrations.
• Knowledge of ISO 20022 and large-scale payment modernization programs.
• Cloud architecture experience (AWS, Azure, or GCP).
• Relevant certifications (e.g., AWS, TOGAF, or payments-related certifications).

Responsibilities

• Architect and design solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow).
• Lead current-state assessments and define target-state architectures aligned to business and regulatory requirements.
• Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows.
• Advise on payment modernization initiatives, including migration from legacy systems.
• Collaborate with business stakeholders, engineers, vendors, and operations teams to translate requirements into technical designs.
• Produce high-quality architecture artifacts (solution designs, diagrams, interface specifications, and architecture decision records).
• Ensure solutions meet security, resiliency, compliance, and performance standards.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level