Transaction Banking, Payments Product Manager, Associate

Goldman Sachs•Dallas, TX

About The Position

We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments. Simplifying payments making it just as easy to pay someone across the globe as it is to pay someone around the corner. We’re a team of diverse experts helping our clients to build the future of their Treasury.

Requirements

Experience as a payments product manager or in a payments product development team
Experience of implementing payment rails (e.g. CHIPS, Fedwire, Target2) or other payment products
Payment rail knowledge (e.g. SWIFT, Fedwire, ACH, SEPA, BACS, Target2)
Experience in agile project development
Demonstrable ability to partner with operations and engineering teams to deliver best in class solutions
Experience of end-to-end product ownership from ideation to commercialization, working in a diverse global team driving rapid team and product growth
Excellent organizational, time management and planning skills and experience of maintaining requirements and information in JIRA and Confluence
Bachelor’s Degree or military experience
At least 3 years of experience in payments related role

Nice To Haves

Expertise and experience of ISO 20022 and SWIFT standards across payments and cash management domains
Detailed knowledge of domestic and international payment rails

Responsibilities

Lead payment transformation initiatives from inception to launch – e.g. participation in new payment rails - as well as expand payment capabilities in our product suite.
Operate as a subject matter expert in the global payments ecosystem, with extensive knowledge of domestic and cross-border solutions that utilize payment rails like SWIFT, CHIPS, Fedwire, ACH, RTP, FPS, CHAPS, BACS, SEPA, SEPA Instant, and Target2.
Partnership with key stakeholders including Engineering, Operations and Risk in delivering in-house built innovative solutions that utilize the latest technology to delight clients
Oversee the full product lifecycle, from ideation, strategy, and design through launch and ongoing enhancement, embedding robust risk management practices at every stage.
Develop and execute go-to-market strategies to support the successful commercialization of new products, ensuring offerings are relevant and competitive.
Engage with clients and internal partners—including Product, Sales, and Servicing teams—to understand client challenges, opportunities, and industry trends, shaping the strategic roadmap and future product development.
Ensure continuous improvement by monitoring product performance, gathering client feedback, and driving enhancements to maintain a best-in-class payments experience.