P&C Underwriter (Honolulu, HI) - HYBRID

DB Insurance Co., Ltd. • Honolulu, HI

1d • $60,000 - $100,000 • Hybrid

About The Position

DB Insurance USA is seeking an experienced Property & Casualty Underwriter specializing in Commercial Lines. The underwriter will manage a portfolio of commercial insurance policies, evaluate applicants’ risk data, and make account decisions in accordance with company guidelines and regulatory requirements. The role also involves maintaining agency relationships to support business growth and profitability, collaborating with colleagues to meet branch goals, and monitoring market and regulatory developments. The position is based in Honolulu, Hawaii, with a hybrid schedule after 90 days: three days in the office and two days remote. Regular hours are Monday through Friday, 8:00 a.m. to 5:00 p.m., with a one-hour lunch break.

Requirements

• At least 3 years of experience underwriting Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers’ Compensation.
• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience.
• Strong analytical and decision-making skills and a solid understanding of underwriting principles.
• Excellent communication skills and the ability to work collaboratively with agents and internal teams.
• Ability to collaborate effectively with cross-functional teams to meet goals.
• Proficiency with Microsoft Office Suite or Google Workspace applications and underwriting software.

Nice To Haves

• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting).

Responsibilities

• Underwrite and manage a portfolio of Commercial Lines policies in compliance with company guidelines and regulatory requirements.
• Analyze prospective insurance applicants’ risk data to identify hazards and exposures for endorsements and renewals.
• Collaborate with the underwriting team to improve knowledge of insurance processes, operational procedures, and underwriting best practices.
• Develop and maintain working relationships with assigned agencies in the territory to drive business growth.
• Work with team members and management to achieve monthly and annual branch goals.
• Assess applications and decide whether to accept, modify, or decline accounts in accordance with underwriting guidelines.
• Build and maintain agency relationships to foster growth and support business development.
• Monitor market trends, industry developments, and regulatory changes and adjust underwriting strategies accordingly.
• Review data accuracy and prepare monthly closing reports for each product line.

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company.
• Paid time off and sick leave.
• 12 annual paid holidays.
• Onsite parking fully covered by the company.
• 401(k) plan with up to 4% company match.
• Quarterly fringe benefit reimbursements.
• Job-related training reimbursement.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level