Owner Solutions Professional - Remote in New York

Northern Credit Union • Watertown, NY

11d • Remote

About The Position

The Owner Solutions Professional enhances the experience for members and internal owners by exhibiting versatile, professional, and efficient attributes as well as drive to deliver the “WOW” member service experience to become the Standard of Excellence. The Owner Solutions Professional will provide remote service delivery support to internal and external owners for member transactions, ACH processes, SEG payroll, debit and credit card practices, account maintenance and electronic services. This professional will improve overall service efficiencies by ensuring quality and accuracy of operations through quality control reviews, maintaining updated policies and procedures, effectively identifying opportunities to improve processes and proactively raising awareness of changes to Credit Union guidelines in support of Northern’s strategic direction, mission and vision.

Requirements

• A two-year college degree or completion of a specialized course of study at a business or trade school.
• Six months to two years of similar or related experience, including time spent in preparatory positions.
• Clear communication with internal and external customers is required along with the ability to effectively develop and motivate people in one-on-one and in small group situations is essential.
• Ability to work within a team while working independently.
• Ability to multi-task and move quickly between priorities.
• Ability to prioritize a wide range of responsibilities and handle multiple tasks and projects accurately and completely while meeting conflicting deadlines.
• Must be technologically savvy especially as it relates to self-service options and keeps abreast of evolving consumer needs and trends.
• Must adapt well to new or non-traditional environments and display a commitment to the community, to increasing member engagement and to Northern’s objectives.
• A full working knowledge and ability to utilize a broad range of PC-based software programs, including Microsoft Office Suite and other internal database programs.
• Finger Dexterity: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.
• Talking: Especially where one must frequently convey detailed or important Instructions or ideas accurately, loudly, or quickly.
• Average Hearing: Able to hear average or normal conversations and receive ordinary information.
• Repetitive Motions: Movements frequently and regularly required using the wrists, hands, and/or fingers.
• Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate office equipment.
• Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data, establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables.
• Mathematics Ability: Ability to compute discount, interest, profit, and loss; commission. Markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra.
• Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias. Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style. Ability to conduct training, communicate at panel discussions, and make professional presentations.

Nice To Haves

• Telecommuting work environment, combined with occasional travel between relationship centers is required.

Responsibilities

• Actively educating internal and external Owners through effective communication and training to increase awareness and usage of alternative, convenient service delivery channels.
• Performing member transactions while ensuring accuracy.
• Efficiently educating, researching, resolving, and notifying members regarding inquiries including, but not limited to, IRAs, CDs, ACH/SEG payroll deductions, direct deposits, online and mobile banking; debit & credit cards, telephone teller, bill pay, etc.
• Reviewing, approving, and processing checks deposited through electronic service delivery channels up to and including ATMs, Mobile Banking, Remote Deposit Capture, etc.
• Performing account maintenance and collecting proper documentation for member request, such as, dividend adjustments, account conversions, linking accounts, deceased accounts (including closing if needed), etc.
• Performing maintenance and troubleshooting for, but not limited to, IRAs, CDs, ACH/SEG payroll deductions, direct deposits, online and mobile banking; debit & credit cards, telephone teller, bill pay, etc.
• Processing debit card charge-backs and adjustments, posting insufficient fund charges, sending related member communications, and maintaining the general ledger accounts monthly while following established policies and procedures.
• Demonstrating knowledge and understanding of the overdraft program, educating members on overdraft services and making recommendations on fee reversals.
• Responsibly refunding fees associated with Share Draft activity including ODP in accordance with Credit Union guidelines.
• Regularly pulls reports and verifies the quality and accuracy of member information in appropriate systems for: The debit/ATM and credit card set up including renewal dates, address, contact information, etc. ACH and Share Draft exceptions and annual audits.
• Performing regular audits to verify the information is complete and accurate and recommending areas of opportunity.
• Coordinating and conversing with internal owners to retrieve necessary documents and identification for account opening or maintenance of accounts while effectively holding internal owners accountable to Credit Union standards.
• Reviewing, developing, and documenting processes, procedures and workflow manuals to establish overall consistency.
• Assisting with internal investigations when controls fail or are compromised, and the credit union experiences a loss, or potential loss, due to defalcation.
• Identifying risk and recommending changes to management to reduce overall risk.
• Through Ownership Pride, promotes Northern's Core Values throughout the organization.
• Promotes teamwork within the Credit Union and actively seeks solutions to issues related to member and internal owner expectations.
• Actively participates in other Credit Union duties, functions, committees, and events as may be reasonably requested, or on a volunteer basis.
• Provides informed, prompt, professional and accurate communication, service and support to all members and internal owners.
• Participates in the future of the credit union by offering constructive suggestions that may attract new members and/or enhance product penetration.
• Obtains, maintains, and applies a thorough working knowledge of credit union history and philosophy, regulations, and policies and procedures of the credit union as well as all other credit union products and services and delivery channels.
• Identifies and participates in educational programs such as Cornerstone online training resources, schools and/or conferences to continually develop greater knowledge and expertise in mortgage lending and customer service.
• Takes initiative for personal career development and seeks opportunities to learn new skills.
• Reports all suspected fraud activity immediately to the appropriate team.

Benefits

• The base pay range for this position is $20.03 - $25.34 per hour.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree