Operations & Compliance Analyst, Kin Financing

Kin Insurance•St. Petersburg, FL

1d•$70,000 - $90,000•Remote

About The Position

We're looking for an Operations & Compliance Analyst to take ownership of the compliance and operational work that keeps Kin Financing running. Kin Financing is our home lending program — mortgage and home equity products offered to the homeowners who already trust us with their insurance. The licensing, reporting, audit, and vendor review processes are established and working, but today they sit with our GM alongside everything else it takes to grow a new lending business. This role exists so that work has a full-time owner, and so our GM can put that time back into growth. No mortgage, financial services, or legal background is required. Your first months are about learning the work properly — how our filings are built, which deadlines matter and why, who to go to inside Kin and out. From there you take it over and run it cleanly, and once you know it well enough to see what could run better, you're the person who says so. Kin Financing is early-stage and growing fast, so as new products, states, and partners come online, this seat grows with the business — toward program and project management for people who want that path.

Requirements

Bachelor's degree
1–3 years of professional experience in a role with recurring hard deadlines and external-facing obligations — reporting, filings, client deliverables, vendor or partner coordination
A track record of accurate work in a context where mistakes carry consequences — filings, financial records, contracts, regulated reporting, or similar
Experience picking up unfamiliar rules, systems, or procedures quickly and getting them right, asking questions early rather than guessing
Experience taking over work from someone else and running it without needing it re-explained
Written and verbal communication that stands on its own with external parties like regulators, auditors, lenders, and vendors, without leadership rewriting it first
Interest in growing into program or project management — this role is built as a path into PMO or adjacent work at Kin Financing, not a stationary compliance position

Responsibilities

Own ongoing reporting obligations to licensing bodies, investors, warehouse lenders, and service providers, and manage the renewal calendar for all Kin Financing lending licenses
Run the application process for new state licenses, warehouse lenders, investors, and service providers from first filing through approval
Maintain Kin Financing's policies and procedures so they stay an accurate record of how the business actually operates
Coordinate audits end to end and own post-audit remediation through closure
Drive the review and approval process for Kin Financing vendor contracts in partnership with Kin's Legal, Finance, and Information Security teams
Document the processes you inherit, then refine them — once you know the work well enough to see where it could run better, bring us the changes
Use AI tools to work faster and with better coverage — researching regulatory requirements, drafting first-pass policy and process documentation, and reducing the manual load of recurring reporting

Benefits

Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options, plus dental and vision coverage
Company-funded HSA contributions (based on medical plan selection)
Company-paid life insurance and short-term disability
A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
Access to mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities across the organization
Professional development budgets for certifications, conferences, and learning available, subject to management approval