Small Non-Standard Auto Product Manager

CRC Group • Flower Mound, TX

10h • Hybrid

About The Position

CRC Group is a leading, independent pure-play brokerage and underwriting specialty insurance distributor. Our culture puts people first, prioritizing long-term relationships, ethical decision-making, and continuous improvement. As a result of listening to our employees, CRC Group earned a Top Workplaces USA award three years in a row based solely on employee feedback and CRC Group is currently Great Place To Work Certified! If you want to work for a company where employees are valued and growth is encouraged, CRC Group could be the place. This Non-Standard Auto Product Manager will lead product development for the small business auto expansion, including market research, competitive analysis, class and eligibility definition, rate and rule design, and coordination of launch timelines across departments. This is a hybrid position based at our office in Flower Mound, Texas. For an exceptional candidate, we will consider a fully remote arrangement with quarterly travel to the Flower Mound office. Alpine Rio is a part of Starwind Specialty, a CRC Group company and one of the largest program management platforms in North America. Alpine Rio is an expanding non-standard auto MGA, writing personal and small business auto through independent agents. The product and analytics team sits at the center of every pricing, filing, and program move we make, working directly with senior leadership, claims, sales, underwriting, IT, carrier partners, and reinsurers.

Requirements

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• 8+ years of product management, actuarial, or pricing experience in auto insurance, including direct experience with small commercial auto.
• Auto experience is required.
• Hands-on experience initiating and executing rate revisions, including preparing filings and responding to regulator objections.
• Fluency in core pricing concepts: rate indications, trend, loss development, credibility, relativity analysis, and overall rate change calculations.

Nice To Haves

• Master’s degree or MBA preferred.
• Experience launching a small business auto product in a new state or market, from initial research and filing through go-live.
• Texas and Arizona auto experience, including rating plans, regulatory environment, and market dynamics.
• Non-standard personal auto experience, or experience with small fleet and light commercial risks.
• MGA or program business experience, including work with carrier partners on filings and product approvals.
• Chartered Property Casualty Underwriter (CPCU) preferred.
• Associate in Insurance Services (AIS) or equivalent certification is an advantage.

Responsibilities

• Prepare and manage commercial auto rate, rule, and form filings, including responses to Department of Insurance objections, in partnership with carrier partners.
• Develop pricing strategies using actuarial indications, rate indications, trend analysis, loss development, and competitive positioning.
• Monitor state performance, including loss ratio, frequency, severity, retention, and growth, and recommend and execute corrective rate and underwriting actions.
• Develop and maintain commercial auto underwriting guidelines, including eligible classes, radius, vehicle types, and driver criteria, and support forms development for new and existing programs.
• Support rate testing, forms testing, and system implementation to confirm products are built as filed.
• Analyze competitor filings and market conditions to identify opportunities and threats.
• Present product performance, launch readiness, and strategy recommendations to senior leadership.

Benefits

• medical, dental, vision, life, disability, and AD&D insurance
• tax-advantaged savings accounts
• 401(k) plan with company match
• generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more.
• restricted stock units and/or a deferred compensation plan may be available for eligible positions.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior