Renwal Non-Profit Underwriter

AmTrust Financial Services, Inc.•Alpharetta, GA

2d•Hybrid

About The Position

Responsible for underwriting individual nonprofit risks by determining acceptability, pricing, coverage, terms, and conditions through the analysis and evaluation of complex information. Operate with a high level of authority and independent judgment while meeting production and loss ratio objectives with assigned agents and brokers. Review claims activity and loss history, taking appropriate actions to manage and improve account performance. Build strong working relationships with colleagues, agents, and brokers. Support departmental strategy, contribute to employee development, and mentor assigned Assistant Underwriters.

Requirements

Minimum of five years of package underwriting experience, including two to three years specializing in nonprofit underwriting.
Strong knowledge of nonprofit underwriting practices, insurance laws, underwriting and marketing principles, and risk evaluation methodologies.
Excellent written, verbal, and interpersonal communication skills across multiple platforms, including phone, email, Teams, and in person.
Advanced negotiation and relationship-management skills.
Proven expertise in evaluating highly complex risks, policy language, and coverage structures.
Strong analytical skills with the ability to interpret mathematical, statistical, and logical data.
Skilled in developing and implementing effective solutions to complex business problems and monitoring outcomes.
Ability to make independent decisions on complex matters with limited direction.
Experience training and mentoring underwriting assistants.
Ability to incorporate market trends and competitor intelligence into underwriting strategies.
Adaptable, flexible, and receptive to change.
Working knowledge of Microsoft Excel and related underwriting systems.

Nice To Haves

Bachelor’s degree preferred; equivalent related work experience may be considered in lieu of a degree.
Completion or progress toward professional insurance designations such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI preferred.

Responsibilities

Underwrite and manage a profitable portfolio of nonprofit middle market accounts in accordance with underwriting guidelines and risk characteristics as assigned.
Develop and maintain strong business relationships with agents representing nonprofit organizations, including food banks, homeless shelters, group homes, home health care agencies, religious organizations, and daycare facilities.
Support regional nonprofit underwriting initiatives, including participation in training and marketing visits, with occasional travel as needed.
Assess loss exposures, determine appropriate premium levels, and apply accurate endorsements and exclusions with a high degree of technical expertise.
Achieve individual and team production and loss ratio goals by applying sound underwriting judgment and best practices.
Take a proactive, solution-oriented approach to complex coverage, terms, and conditions issues.
Review Loss Control reports and recommendations, collaborating with agents and brokers to ensure compliance and risk improvement.
Manage policy maintenance activities and mid-term account changes.
Perform additional duties as assigned.