National Lending Portfolio Manager

FIRST FIDELITY BANK•Oklahoma City, OK

1d•Onsite

About The Position

At First Fidelity Bank, people matter, including our customers, our communities, and especially our employees. We are looking for talented, service-minded individuals who want to grow their careers in a supportive, relationship-focused environment. Our team members are essential to our success, and we invest in them through training, development, and opportunities to advance. One of our core values is providing a caring place to work where people enjoy coming to work, build lasting relationships, and feel proud of the difference they make every day. The National Lending Portfolio Manager is responsible for facilitation and coordination of all functions necessary to ensure accurate and complete closing of national commercial real estate mortgage loans. Responsible for ensuring loans are compliant with federal regulations and bank policy while mitigating risk.

Requirements

Five years professional work experience, including three years of bank-related real estate loan management experience preferred.
Previous experience required in credit analysis, loan portfolio management, and loan review.
Experience should demonstrate proven ability to understand and analyze financial statements and tax returns as well as understand complex financial and real estate-based compliance regulations.
Bachelor’s degree required; preferably in Finance, Accounting, or Economics; or commensurate level of combined work experience and education in real estate, lending, law, credit administration or similar capacity.
Must be able to work outside of normal business hours.
Excellent communication skills, including the ability to listen attentively and intuitively, with high comprehension and effectively convey a response that promotes a positive impression.
Excellent time management and organizational skills and the ability to work independently with little supervision.
Proficient computer skills, particularly Microsoft Office Tools (Excel, Word).
Ability and willingness to make sound judgments, with little hesitation and after thorough consideration of relevant data.
Strong analytical skills and the ability to interpret financial information and data.

Nice To Haves

Three years of bank-related real estate loan management experience preferred.

Responsibilities

Manages the national commercial real estate loan portfolio including preparation of annual loan reviews, quarterly asset quality review and other related loan management documents.
Tracks and facilitates removal of loan exceptions.
Receives and reviews due diligence submission items and processes for closing.
Obtains quotes, orders and analyzes environmental, zoning, property condition reports and flood determinations.
Orders and provides cursory review of third-party property inspections.
Orders bankruptcy and litigation searches on new borrowers and guarantors.
Reviews and verifies property insurance on new loans to ensure compliance with the Bank’s lending policy prior to loan closing.
Analyzes annual ad valorem taxes and property insurance premiums to determine monthly escrow payments.
Provides written analysis to the Bank’s loan operations department regarding post-closing submission activities.
Ensures loans comply with policies, guidelines and standards of the commercial real estate department, First Fidelity Bank and federal regulations.
Arranges funding of loans and payment of loan closing expenses.
In conjunction with attorneys, determines documents necessary for evidencing and/or securing of loans.
Reviews all closed loan documents for accuracy and compliance.
Communicates any post-closing exceptions to borrower, title company or mortgage loan broker.
Determines closing requirements and serves as liaison between legal counsel, insurance agencies, county tax and assessor officers, internal compliance officer, internal accounting, loan officer and loan operations regarding all aspects of the loan closing process.
Reports to senior management on all loan originations and loan extensions.