About The Position

The Multi-Line Claim Consultant is responsible for the investigation, evaluation, and adjustment of assigned multi-line claims across multiple disciplines, including Auto, Commercial Auto, General Liability (GL), and Bodily Injury (BI). This role supports a multi-client desk (up to four national accounts) across all states and requires the ability to shift between claim types throughout the day while maintaining quality and compliance. This position plays a critical role in delivering high-quality claim services aligned with CCMSI corporate standards and client expectations. Exposure to potentially litigated claims is expected. The role may also serve as a developmental opportunity for advancement into senior-level claim positions. This is a fully remote position, Monday through Friday, with core business hours being 8am to 4:30pm. A valid adjuster license is required. Please note: This is a claims adjuster role, responsible for cradle-to-grave liability claim handling. It is not an HR, consulting, or employer-side position.

Requirements

  • Active adjuster license in home state required (multi-state licensing preferred)
  • Experience managing a multi-client desk and navigating varying client expectations
  • 5+ years of multi-line claims experience is required (Auto, Commercial Auto, GL, BI)
  • Strong analytical, negotiation, and decision-making skills
  • Strong ability to handle diverse claim types and pivot quickly throughout the workday
  • Ability to analyze coverage and communicate claim decisions clearly and professionally
  • Excellent time-management and organizational abilities
  • Strong written and verbal communication skills
  • Ability to work independently in a remote environment with strong accountability
  • Reliable, predictable attendance during business hours

Nice To Haves

  • Litigation experience preferred
  • Third Party Administrator (TPA) experience preferred
  • New York adjuster license (nice to have)
  • Experience performing coverage evaluations and coverage position analysis
  • Comfort reviewing and applying contractual risk transfer, indemnification, and additional insured concepts
  • Litigation management experience
  • Experience working within a TPA environment
  • Bilingual (English/Spanish) is a bonus

Responsibilities

  • Investigate, evaluate, and adjust multi-line liability claims (property damage & bodily injury) in accordance with CCMSI standards and state requirements.
  • Manage claims involving commercial vehicles, trucking exposures, and third-party liability.
  • Determine coverage, assess liability, and develop defensible claim strategies.
  • Review medical, legal, and vendor invoices for accuracy and reasonableness; negotiate discrepancies as needed.
  • Establish, monitor, and adjust reserves in alignment with exposure and authority guidelines.
  • Negotiate settlements with claimants, attorneys, and representatives in accordance with client expectations.
  • Engage, coordinate, and manage defense counsel or other external vendors when appropriate.
  • Identify and pursue subrogation opportunities.
  • Maintain detailed and timely claim documentation, diary management, and financial reporting.
  • Support excess reporting requirements and client communication needs.
  • Deliver consistent, high-quality service with professionalism and integrity.

Benefits

  • 4 weeks (Paid time off that accrues throughout the year in accordance with company policy) + 10 paid holidays in your first year
  • Comprehensive benefits: Medical, Dental, Vision, Life, and Disability Insurance
  • Retirement plans: 401(k) and Employee Stock Ownership Plan (ESOP)
  • Career growth: Internal training and advancement opportunities
  • Culture: A supportive, team-based work environment
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