Mortgage Underwriter

TEKsystems • Minneapolis, MN

2d • $30 - $45 • Hybrid

About The Position

We are seeking an experienced Mortgage Underwriting Analyst to support decision-making within the home lending space. In this role, you will analyze mortgage loan data and documentation to assess eligibility, compliance, and overall quality in alignment with state, federal, and investor guidelines. This is an excellent opportunity to join a Fortune 500 environment and contribute to high-impact lending decisions while working alongside cross-functional teams.

Requirements

• 5+ years of mortgage underwriting experience
• Excellent written and verbal communication skills
• Demonstrated ability to work independently and make sound decisions
• Experience interpreting and applying mortgage lending guidelines

Nice To Haves

• Knowledge of servicing functions including: Line management review, Subordination requests
• Experience across multiple loan programs, including: FNMA (Fannie Mae), FHLMC (Freddie Mac), Non-Agency Jumbo, FHA & VA Loans, HELOC / HELOAN products
• Strong analytical skills with experience reviewing complex borrower profiles and loan structures

Responsibilities

• Perform detailed analysis of conventional conforming, Non-Agency Jumbo, and HELOC/HELOAN loan data
• Conduct pre- and post-purchase due diligence reviews, including documentation review and deficiency resolution
• Analyze complex tax returns and accurately calculate borrower income
• Evaluate borrower, property, and credit eligibility across various loan programs
• Identify and escalate exception loans to leadership for business decisions
• Maintain accurate loan documentation and enter notes into internal systems
• Ensure adherence to quality and production standards
• Communicate underwriting decisions clearly to internal and external stakeholders
• Provide rationale for adverse decisions and recommend potential solutions
• Partner with Risk, Compliance, Legal, and Product teams as needed
• Support internal/external audits and control testing requirements
• Assist with ongoing credit policy updates and regulatory reviews

Benefits

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

What This Job Offers

• Career Level: Mid Level
• Education Level: No Education Listed