Mortgage Underwriter

Navy Federal Credit UnionPensacola, FL
$25 - $39

About The Position

To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union (NFCU) according to specific state and federal requirements to limit the risk exposure to NFCU's mortgage portfolio. To analyze required loan documentation and information presented in the mortgage loan request, to condition and make appropriate loan decisions based on the acceptability of the credit risk using established guidelines of NFCU, secondary market investors, and applicable state and government regulations. Works on assignments that are semi-routine in nature; recognizes the need for occasional deviation from accepted practice. Follows established procedures, requires limited instructions on new assignments. Works under supervision from higher level peers and leadership. Participate in basic research/review.

Requirements

  • Limited instructions on new assignments.
  • Works under supervision from higher level peers and leadership.
  • Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Nice To Haves

  • Works on assignments that are semi-routine in nature; recognizes the need for occasional deviation from accepted practice.
  • Follows established procedures.

Responsibilities

  • Evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union (NFCU) according to specific state and federal requirements to limit the risk exposure to NFCU's mortgage portfolio.
  • Analyze required loan documentation and information presented in the mortgage loan request.
  • Condition and make appropriate loan decisions based on the acceptability of the credit risk using established guidelines of NFCU, secondary market investors, and applicable state and government regulations.
  • Participate in basic research/review.

Benefits

  • Highly competitive pay
  • Generous benefits and perks
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