Mortgage Underwriter - Part-Time Remote

The HR Pro•Burlington, ON

27d•Remote

About The Position

This is a confidential search being managed by The HR Pro on behalf of our client. Full details will be shared with shortlisted candidates. Our client is a high-performing mortgage professional building a disciplined, systems-driven underwriting operation designed for scale that is looking for an experienced Mortgage Underwriter. With a strong and consistent flow of inbound deals, they are seeking a dedicated underwriting partner to take full ownership of files from application through to funding. This is a fully remote, long-term opportunity designed to start part-time and grow into a full-time role, (there is opportunity to start full time for the right candidate) offering performance-based compensation and strong earning potential, structured as a contractor position. The Role This is a production-focused underwriting role where you will manage multiple files at various stages - from application review through to “broker complete.” The focus is clear: clean files, strong structuring, and efficient execution. You are not responsible for lead generation or client discovery; your role is to take incoming deals and move them forward accurately, efficiently, and independently. What You’ll Be Responsible For File Ownership & Underwriting Review incoming applications and supporting documentation through FINMO Analyze credit, income, and overall deal viability Identify risks early and ensure files are structured correctly before submission Prepare deals for internal placement discussions Deal Execution & Submission Submit files to appropriate lenders (A, B, alternative) Ensure files are complete, logical, and positioned for approval Collaborate with the broker on lender and product placement Fulfillment & Conditions Management Manage files post-submission through to funding Communicate with lenders, clients, and third parties to satisfy conditions Keep files moving proactively and efficiently Drive all files to “broker complete” Application Fulfillment & Follow-Up Monitor incoming applications and document uploads Follow up with clients for outstanding information Maintain accuracy and consistency across all files What Success Looks Like Success in this role means taking full ownership of files with minimal oversight, consistently producing clean, well-structured submissions, and reducing lender back-and-forth. You will become a trusted execution partner, helping the business scale through precision and reliability. Systems & Process Improvement As the business grows, you will contribute to refining systems and workflows, identifying inefficiencies, and recommending improvements to increase speed, accuracy, and consistency across the underwriting process. Work Environment This is a fully remote, high-volume environment requiring the ability to manage multiple files simultaneously and balance proactive work with reactive problem-solving. The role will begin with a structured onboarding and part-time workload, transitioning to full ownership of a full-time pipeline as volume scales.

Requirements

3+ years of mortgage underwriting and/or fulfillment experience (broker environment preferred)
Experience across A, B, and alternative lending
Strong ability to structure self-employed, rental, and credit-challenged files
Experience with mortgage submission platforms (FINMO, Filogix, or similar)
Proven ability to manage multiple files in a high-volume environment
Highly detail-oriented, process-driven, and comfortable working independently
Strong written communication skills with lenders, clients, and partners

Responsibilities

Review incoming applications and supporting documentation through FINMO
Analyze credit, income, and overall deal viability
Identify risks early and ensure files are structured correctly before submission
Prepare deals for internal placement discussions
Submit files to appropriate lenders (A, B, alternative)
Ensure files are complete, logical, and positioned for approval
Collaborate with the broker on lender and product placement
Manage files post-submission through to funding
Communicate with lenders, clients, and third parties to satisfy conditions
Keep files moving proactively and efficiently
Drive all files to “broker complete”
Monitor incoming applications and document uploads
Follow up with clients for outstanding information
Maintain accuracy and consistency across all files
contribute to refining systems and workflows, identifying inefficiencies, and recommending improvements to increase speed, accuracy, and consistency across the underwriting process.