Remote Mortgage Underwriter (Nationwide)

TEKsystems•Tampa, FL

3d•Remote

About The Position

This is a Contract to Hire position for a Remote Mortgage Underwriter. The role involves analyzing loans to make valid recommendations, performing manual underwrites, and reviewing collected documentation against company, NCUA, USPAP, and other relevant industry loan acceptance guidelines. The underwriter will also review real estate contracts, collaborate with loan originators and processors, and mentor other mortgage professionals. Maintaining current knowledge of mortgage products and guideline changes is essential.

Requirements

At least 1 year of Mortgage Underwriting experience.
Knowledgeable of the Mortgage Industry.
Familiar with agency guidelines i.e. Fannie, Freddie, VA.
Ability to quickly adjust.
Quick decision making.
Comfortable with conditions, especially DU conditions.
Familiar with/ability to calculate income.
Experience reviewing CBR's.
Experience in a production-based environment.
True underwriting experience, calculating income and/or VA SAR ability.
Ability to do a manual underwrite.

Nice To Haves

Experience in Equity Underwriting.
Conventional, FHA, VA, desktop underwriter/processing experience (certifications are preferred, not required).

Responsibilities

Analyze loans to make a valid recommendation.
Perform manual underwrites, including calculating income and/or VA SAR ability.
Manage a caseload of approximately 300-400 loans per day, identifying those with potential to clear and passing them to higher-level underwriters.
Review collected documentation against company, NCUA, USPAP, and all other relevant industry loan acceptance guidelines.
Review contracts related to real estate, such as age restrictions, HOAs, etc.
Work closely and collaborate with loan originators and processors to ensure all appropriate data is obtained.
Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers.
Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products.