Mortgage Treasury Analyst

D.R. Horton•Austin, TX

About The Position

D.R. Horton, Inc. is seeking a Mortgage Treasury Analyst to analyze daily cash requirements and coordinate funding in support of mortgage loan originations and business disbursements. The role recommends cash movements, resolves funding and reconciliation exceptions, and improves operating processes in alignment with treasury policies. The analyst prepares short-term cash forecasts, coordinates funding plans with banks, broker-dealers, and internal partners, investigates nonroutine transfer exceptions, and analyzes bank and internal cash reconciliations. The role also prepares treasury reports, recommends process improvements, maintains procedures, performs assigned control reviews, provides technical guidance and cross-training, and supports audits and examinations. The position requires professional and ethical conduct and the ability to work overtime.

Requirements

Bachelor’s degree in accounting or finance.
3–5 years of relevant treasury, cash management, or financial operations experience, including responsibility for cash analysis or funding exception resolution.
Experience preparing cash positions or forecasts, investigating reconciliation differences, and coordinating bank transfers.
Proficiency in Excel and the ability to interpret financial data and recommend practical actions.
Strong computer skills, proficiency in Microsoft Office applications, and the ability to learn new programs and systems quickly.
Ability to sit for the majority of an 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear.
Close and peripheral vision abilities.

Nice To Haves

Experience with mortgage funding pipelines, broker-dealer settlements, or warehouse funding arrangements.
Experience using treasury management systems and improving financial reporting.

Responsibilities

Analyze daily cash positions, expected receipts, loan funding requirements, and business disbursements to determine account funding needs and recommend transfers within approved funding arrangements.
Prepare and update short-term cash forecasts using funding pipelines, scheduled settlements, and operating activity, and explain material differences between forecast and actual results.
Coordinate daily funding plans with banks, broker-dealers, and internal partners; assess timing constraints; and recommend adjustments to maintain adequate operating cash.
Investigate delayed, returned, or misdirected transfers and other nonroutine funding exceptions, evaluate resolution options, and coordinate corrective action.
Analyze bank and internal cash reconciliations, identify causes of unresolved differences, and coordinate corrections with accounting and operational teams.
Prepare treasury reports covering cash availability, funding activity, unresolved exceptions, and transaction trends, and explain findings and recommended actions to management.
Evaluate banking workflows, transaction data, and recurring errors to recommend improvements to processing efficiency, cash visibility, and control effectiveness.
Maintain procedures for assigned treasury processes and perform designated control reviews, including independent transaction verification when assigned, while preserving segregation of duties.
Provide technical guidance and cross-training to team members on funding processes and exception research.
Support audits and examinations by preparing requested analyses and explaining assigned treasury processes and controls.
Conduct all business in a professional and ethical manner.
Work overtime as needed.