Mortgage Support Specialist

General Electric Credit UnionBlue Ash, OH

About The Position

The Mortgage Support Specialist would play a critical role in the Mortgage department by preparing and issuing disclosures and processing rate lock requests and commitments for all secondary market and portfolio (in-house) mortgages.

Requirements

  • High School diploma or GED required
  • Minimum of one year Mortgage processing or similar experience
  • Professional verbal and written communication skills
  • Strong interpersonal skills-ability to work well with others
  • Strong time management and organizational skills who can work in a fast-paced environment
  • Analytical and critical review skills
  • Ability to exhibit a positive attitude and professional demeanor and can lead by example
  • Understand and follow mortgage related operational procedures

Responsibilities

  • Prepare, validate and send initial disclosures within the regulatory timeframe.
  • Monitor changed circumstances via LOS system. Prepare and send re-disclosures as needed.
  • Evaluate fees on disclosure requests to ensure accuracy and completeness.
  • Organize, label, and maintain received documentation in accordance with documentation standards.
  • Handle all lock requests for retail and broker channels.
  • Verify lock price, investor and loan level price adjustment (LLPA) on all lock requests.
  • Re-price locked loans based on applicable changes through the loan process.
  • Track all lock expiration dates and follow up on expiring loan locks.
  • Communicate with Loan officers and Processors, when necessary, about disclosures and/or rate locks.
  • Identify missing or incorrect documentation and coordinate with Loan Officers or Processors to resolve issues.
  • Performs and assists the mortgage department in any assigned or requested projects.
  • Complete all required GECU mortgage lending and Elevate U! training courses.
  • Maintain the required NMLS designation
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