Mortgage Sales Manager

Summit Federal Credit Union•Rochester, NY

5d•Onsite

About The Position

The Mortgage Sales Manager is responsible for the overall success of First Mortgage originations at the credit union, including the administration, coordination and evaluation of the Mortgage Department policies, procedures, and processes. The Mortgage Sales Manager will lead the member experience effort in overall support of mortgage sales and collaboration with mortgage operations and other Summit Team Members.

Requirements

Must have 2+ years commensurate work experience required and 1+ years of comprehensive management and mortgage lending experience.
Must be familiar with the financial service industry. Must have 3-5 years’ experience in the financial industry.
Familiarity with lending regulations governing financial institutions, preferably credit unions is desired.
Current knowledge of FNMA underwriting and servicing rules.
Knowledge of Point of Sale and Loan Origination Systems (Empower, Encompass, etc.)
Must possess excellent leadership, interpersonal and communication skills
Strong organizational skills and attention to detail
Solid presentation and public speaking skills
Excellent computer skills
In depth understanding of our products and services
Excellent sales and service coaching skills
Strong problem-solving skills
Ability to function effectively as a leader.
Ability to oversee planning and execution of new products and/or programs.
Ability to communicate both verbally and in writing at a professional business level.
Ability to work effectively under pressure and against strict time constraints.
Ability to operate a personal computer with the Microsoft Office suite, word processing, spreadsheet and data applications.
Ability to manage multiple priorities
Ability to communicate effectively with large groups
Ability to act independently
Ability to make effective decisions in a reasonable time frame
Ability to identify and correct areas of inefficiency
Ability to manage and lead people
Subject to the compliance requirements of all related federal regulations, including but not limited to; the Bank Secrecy Act (BSA), Anti Money Laundering (AML), Information Security and Privacy policies and procedures. Employees complete annual BSA, AML, Information Security, Privacy and other job-related training requirements as established by the Summit and within deadlines.
In compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) and the statute’s regulations, applicants must be eligible to register as a Mortgage Loan Originator (MLO). Candidates being considered will be subject to a credit check and fingerprinting.

Nice To Haves

Familiarity with lending regulations governing financial institutions, preferably credit unions is desired.

Responsibilities

Responsible for achieving individual and Mortgage Department production goals.
Recruit, develop, and train Mortgage Loan Originators that generate high quality loans that are compliant with company policies, procedures, and pricing strategies.
Maintain a high level of knowledge regarding the current trends and economic conditions in real estate lending and servicing to ensure the credit union is maintaining a high level of service when compared to others in the financial services industry.
Ensure that a positive work environment and culture is fostered resulting in satisfied employees in accordance with the credit union’s mission statement and our team values.
Collaborate with other Summit Federal Credit Union team members including Branch Network, Summit Investment and Retirement Services and Business Lending.
Support the Sales and Service Culture at the credit union. Maximize the success of real estate lending and ensure that sales efforts are strongly encouraged and reinforced by management coaching and recognition.
Ensure that all mortgage staff are provided with adequate training and that their sales efforts are in accordance with the credit union’s philosophies. Sales should be based on members’ needs as part of an overall Sales and Service Culture.
Ensure adherence to all policies related to areas of oversight tasked to.
Ensure that up to date training, reference, and other appropriate material are available to assist the mortgage staff in the completion of their duties.
Participate in special assignments, project and committees as requested by the Vice President of Lending or Director of Real Estate Lending.
Provide a positive example to all areas in the credit union through his/her interactions with others.
Represents and promotes the credit union within the business community.
Establish and maintain networking relationships throughout the community through involvement and participation in business, social, community and/or political committees, Boards or other activities.