Mortgage Pricing & Analytics, Assistant Vice President

Morgan Stanley • New York, NY

7d

About The Position

Morgan Stanley is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management. Global Wealth Management is offered by the Morgan Stanley Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors. In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley is continuing to enhance our lending, trust and cash management capabilities. By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs. Morgan Stanley Home Loans is expanding its retail Mortgage Lending Division. We are looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a proprietary source of inbound business. Join a high-impact team shaping how we price, analyze, and deliver mortgage solutions for Morgan Stanley’s Wealth Management clients. As an AVP/Associate in Mortgage Pricing & Analytics, you’ll operate at the intersection of strategy, analytics, and execution - driving decisions that directly influence growth, profitability, and client experience.

Requirements

• 4+ years of experience in mortgage pricing, banking, financial services, or analytics-driven roles
• Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field (advanced degree a plus)
• Strong understanding of mortgage products, rate sheets, and pricing dynamics preferred
• Solid grasp of P&L drivers, profitability analysis, and financial modeling
• Advanced Excel and VBA skills (modeling, scenario analysis, data manipulation)
• Experience with data visualization tools (e.g., Tableau, Power BI)
• Familiarity with SQL or other data querying tools is a plus
• Exposure to AI/automation tools (e.g., Python, Alteryx, or similar) to enhance analytics and efficiency
• Ability to work with large datasets and translate insights into business decisions

Nice To Haves

• Ownership mindset – you take initiative and deliver end-to-end outcomes
• Curiosity – you challenge assumptions and dig into the “why” behind the data
• Relationship builder – you collaborate and influence across teams and seniority levels
• Subject matter expertise – strong grounding in mortgage products, pricing, or financial analytics
• Attention to detail – you balance precision with speed
• Resourcefulness – you navigate ambiguity and find solutions
• Versatility – you’re comfortable wearing multiple hats

Responsibilities

• Own and evolve mortgage pricing strategies across products and client segments
• Translate market trends, competitive dynamics, and portfolio performance into actionable insights
• Partner across Sales, Finance, Treasury, Risk, and Product to deliver timely, data-driven pricing decisions
• Build, enhance, and automate analytics to inform rate setting, profitability, and deal structuring
• Support ad hoc analysis and strategic initiatives in a fast-paced, dynamic environment

Benefits

• Ample opportunity to move about the business for those who show passion and grit in their work.
• Comprehensive employee benefits and perks in the industry.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level