Mortgage Originator

OUCU Financial•Lancaster, OH

About The Position

Help make dreams of home ownership come true by joining the mortgage department at OUCU Financial! You will help our members find the right path to homeownership. Our Mortgage Originators guide borrowers through the home-financing process – from the first conversation through application and closing. You’ll build relationships, explain mortgage options clearly, and deliver a supportive experience that reflects our commitment to serving our members and community.

Requirements

Associate’s degree or equivalent education and experience
Experience in mortgage origination or at least 2 years’ experience in lending in a financial institution
Experience in explaining and cross-selling products
Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) required or must be obtained after employment
Knowledge of lending regulations and credit reports required
Excellent written and verbal communication skills
Able to generate leads and close transactions in a fast-paced environment
Attends events that are occasionally outside of regular business hours
Resume and cover letter required

Responsibilities

Solicits new residential mortgage business. This includes outside sales such as origination of home loans based on contacts with realtors, builders, and through other connections.
Meets with applicants, collects financial data and documents, and recommends the loan products that best meet the borrower(s) needs.
Submits loans through underwriting system for loan review. Corresponds with the applicant to resolve any questions that may arise and keeps the applicant updated during the lending process.
Monitors and manages mortgage pipeline and follows up to ensure each file is processed and closed in a timely manner. Ensures that all conditions and closing dates are met. Identifies any issues which may impact ability to meet previously established conditions and dates.
Establishes and maintains relationships with realtors and builders to grow business and originate loans.
Promotes and cross-sells OUCU Financial products and services.
Promotes real estate products outside the Credit Union. Attends outside functions to further ties with the real estate market.

Benefits

Multiple medical plan options, dental and vision insurance, OUCU pays 80%.
Employer paid long-term disability insurance, life insurance, and dependent life insurance
Paid vacation, sick, and personal time off. Vacation time increases based on years of service.
Generous 401(k) retirement plan
11 paid holidays per year
Paid time for volunteer opportunities to help our communities
Educational Reimbursement
Annual stipends to purchase logo wear
Free dividend checking and wires, Half off tax preparation fees
Free premium subscription to the Calm.com app with the ability to add dependents